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W.R. Berkley Gears Up to Report Q4 Earnings: Here's What to Expect
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Key Takeaways
Gross premiums written are expected to rise, led by strength in insurance lines and gains in reinsurance.
Net investment income is projected to climb double digits, aided by asset growth & higher fixed-income rates.
Better pricing and underwriting are expected to improve profitability and push the combined ratio lower.
W.R. Berkley Corporation (WRB - Free Report) is expected to register an improvement in its top and bottom lines when it reports fourth-quarter 2025 results on Jan. 26, after market close.
The Zacks Consensus Estimate for WRB’s fourth-quarter revenues is pegged at $3.75 billion, indicating 6.8% growth from the year-ago reported figure.
The consensus estimate for earnings is pegged at $1.14 per share. The Zacks Consensus Estimate for WRB’s fourth-quarter earnings has moved up 0.8% in the past 30 days. The estimate suggests a year-over-year increase of 0.8%.
What the Zacks Model Unveils
Our proven model does not conclusively predict an earnings beat for W.R. Berkley this time around. This is because a stock needs to have the right combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold). This is not the case, as you can see below:
Earnings ESP: W.R. Berkley has an Earnings ESP of -0.37%. This is because the Most Accurate Estimate of $1.13 is pegged higher than the Zacks Consensus Estimate of $1.14. You can uncover the best stocks to buy or sell before they are reported with our Earnings ESP Filter.
Zacks Rank: W.R. Berkley currently carries a Zacks Rank #4 (Sell).
Factors to Consider
Gross premiums written in the Insurance segment are likely to have benefited from the well-performing other liability, short-tail lines, professional liability, workers' compensation, and commercial auto. We expect the metric to be $3.4 billion, indicating an increase of 9.6% from the year-ago reported number.
The Reinsurance & Monoline Excess segment’s gross premiums written are expected to have improved, banking on well-performing monoline excess and property reinsurance. We expect the metric to be $345.1 million, suggesting a rise of 2.7% from the year-ago reported number.
The Zacks Consensus Estimate for fourth-quarter 2025 premiums earned is pegged at $3.2 billion, indicating an increase of 6.8% from the year-ago reported quarter. Our estimate for the metric is pegged at $3.2 billion, indicating a 7.8% upside from the year-ago reported number.
The ongoing growth in the invested assets from strong operating cash flow and new money rates on fixed maturity securities that remain comfortably above average book yield is likely to have aided net investment income. The Zacks Consensus Estimate for fourth-quarter 2025 net investment income is pegged at $362 million, indicating an increase of 14.2% from the year-ago reported quarter. Our estimate for the metric is pegged at $336.8 million, indicating a 6.1% upside from the year-ago reported number.
Improvement in premiums, coupled with higher investment income, is likely to have aided the top line in the to-be-reported quarter. Higher losses and loss expenses, other operating costs and expenses, and expenses from non-insurance businesses are likely to have increased costs. We expect total expenses to increase 9% to $3.2 billion.
Growth in net premiums earned and a non-recurring benefit associated with compensation costs are likely to have contributed to the improved expense ratio. We estimate the metric to be 28.11 in the to-be-reported quarter.
Better pricing and increased exposure, coupled with prudent underwriting, are expected to have aided underwriting profitability, which, in turn, is likely to have led to an improvement in the combined ratio. The Zacks Consensus Estimate was 90, while our estimate for the combined ratio is pegged at 89.15.
Continued share buybacks are likely to have provided additional support to the bottom line.
Stocks to Consider
Here are three P&C insurance stocks you may want to consider, as our model shows that these have the right combination of elements to post an earnings beat:
ACGL’s earnings beat estimates in each of the last four reported quarters.
Kinsale Capital Group, Inc. (KNSL - Free Report) has an Earnings ESP of +2.06% and a Zacks Rank #3 at present. The Zacks Consensus Estimate for fourth-quarter 2025 earnings is pegged at $5.28, indicating a year-over-year increase of 14.2%.
KNSL’s earnings beat estimates in each of the last four reported quarters.
RenaissanceRe Holdings Ltd. (RNR - Free Report) has an Earnings ESP of +7.57% and a Zacks Rank #3 at present. The Zacks Consensus Estimate for fourth-quarter 2025 earnings is pegged at $9.50, indicating a year-over-year increase of 17.8%.
RNR’s earnings beat estimates in three of the last four reported quarters and missed in one.
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W.R. Berkley Gears Up to Report Q4 Earnings: Here's What to Expect
Key Takeaways
W.R. Berkley Corporation (WRB - Free Report) is expected to register an improvement in its top and bottom lines when it reports fourth-quarter 2025 results on Jan. 26, after market close.
The Zacks Consensus Estimate for WRB’s fourth-quarter revenues is pegged at $3.75 billion, indicating 6.8% growth from the year-ago reported figure.
The consensus estimate for earnings is pegged at $1.14 per share. The Zacks Consensus Estimate for WRB’s fourth-quarter earnings has moved up 0.8% in the past 30 days. The estimate suggests a year-over-year increase of 0.8%.
What the Zacks Model Unveils
Our proven model does not conclusively predict an earnings beat for W.R. Berkley this time around. This is because a stock needs to have the right combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold). This is not the case, as you can see below:
Earnings ESP: W.R. Berkley has an Earnings ESP of -0.37%. This is because the Most Accurate Estimate of $1.13 is pegged higher than the Zacks Consensus Estimate of $1.14. You can uncover the best stocks to buy or sell before they are reported with our Earnings ESP Filter.
W.R. Berkley Corporation Price and EPS Surprise
W.R. Berkley Corporation price-eps-surprise | W.R. Berkley Corporation Quote
Zacks Rank: W.R. Berkley currently carries a Zacks Rank #4 (Sell).
Factors to Consider
Gross premiums written in the Insurance segment are likely to have benefited from the well-performing other liability, short-tail lines, professional liability, workers' compensation, and commercial auto. We expect the metric to be $3.4 billion, indicating an increase of 9.6% from the year-ago reported number.
The Reinsurance & Monoline Excess segment’s gross premiums written are expected to have improved, banking on well-performing monoline excess and property reinsurance. We expect the metric to be $345.1 million, suggesting a rise of 2.7% from the year-ago reported number.
The Zacks Consensus Estimate for fourth-quarter 2025 premiums earned is pegged at $3.2 billion, indicating an increase of 6.8% from the year-ago reported quarter. Our estimate for the metric is pegged at $3.2 billion, indicating a 7.8% upside from the year-ago reported number.
The ongoing growth in the invested assets from strong operating cash flow and new money rates on fixed maturity securities that remain comfortably above average book yield is likely to have aided net investment income. The Zacks Consensus Estimate for fourth-quarter 2025 net investment income is pegged at $362 million, indicating an increase of 14.2% from the year-ago reported quarter. Our estimate for the metric is pegged at $336.8 million, indicating a 6.1% upside from the year-ago reported number.
Improvement in premiums, coupled with higher investment income, is likely to have aided the top line in the to-be-reported quarter.
Higher losses and loss expenses, other operating costs and expenses, and expenses from non-insurance businesses are likely to have increased costs. We expect total expenses to increase 9% to $3.2 billion.
Growth in net premiums earned and a non-recurring benefit associated with compensation costs are likely to have contributed to the improved expense ratio. We estimate the metric to be 28.11 in the to-be-reported quarter.
Better pricing and increased exposure, coupled with prudent underwriting, are expected to have aided underwriting profitability, which, in turn, is likely to have led to an improvement in the combined ratio. The Zacks Consensus Estimate was 90, while our estimate for the combined ratio is pegged at 89.15.
Continued share buybacks are likely to have provided additional support to the bottom line.
Stocks to Consider
Here are three P&C insurance stocks you may want to consider, as our model shows that these have the right combination of elements to post an earnings beat:
Arch Capital Group Ltd. (ACGL - Free Report) has an Earnings ESP of +4.06% and a Zacks Rank #3 at present. The Zacks Consensus Estimate for fourth-quarter 2025 earnings is pegged at $2.43, indicating a year-over-year increase of 7.5%. You can see the complete list of today’s Zacks #1 Rank stocks here.
ACGL’s earnings beat estimates in each of the last four reported quarters.
Kinsale Capital Group, Inc. (KNSL - Free Report) has an Earnings ESP of +2.06% and a Zacks Rank #3 at present. The Zacks Consensus Estimate for fourth-quarter 2025 earnings is pegged at $5.28, indicating a year-over-year increase of 14.2%.
KNSL’s earnings beat estimates in each of the last four reported quarters.
RenaissanceRe Holdings Ltd. (RNR - Free Report) has an Earnings ESP of +7.57% and a Zacks Rank #3 at present. The Zacks Consensus Estimate for fourth-quarter 2025 earnings is pegged at $9.50, indicating a year-over-year increase of 17.8%.
RNR’s earnings beat estimates in three of the last four reported quarters and missed in one.