Back to top

Image: Bigstock

Here's What Key Metrics Tell Us About NewtekOne (NEWT) Q4 Earnings

Read MoreHide Full Article

NewtekOne (NEWT - Free Report) reported $73.33 million in revenue for the quarter ended December 2025, representing a year-over-year decline of 2.7%. EPS of $0.65 for the same period compares to $0.69 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $80.99 million, representing a surprise of -9.45%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.65.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how NewtekOne performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 55.2% versus the two-analyst average estimate of 52.7%.
  • Total noninterest income: $55.85 million compared to the $62.12 million average estimate based on three analysts.
  • Net interest income: $17.48 million versus $18.87 million estimated by three analysts on average.
  • Noninterest income- Servicing income: $5.2 million compared to the $5.5 million average estimate based on two analysts.
  • Noninterest income- Electronic payment processing income: $10.45 million compared to the $12.27 million average estimate based on two analysts.
  • Noninterest income- Other noninterest income: $8.81 million versus the two-analyst average estimate of $10.73 million.
  • Noninterest income- Net loss on loan servicing assets: $-4.19 million versus $-4.75 million estimated by two analysts on average.
  • Noninterest income- Dividend income: $0.5 million compared to the $0.44 million average estimate based on two analysts.
  • Noninterest income- Net gains on sales of loans: $9.51 million versus the two-analyst average estimate of $16.55 million.

View all Key Company Metrics for NewtekOne here>>>

Shares of NewtekOne have returned +20.4% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

See More Zacks Research for These Tickers


Normally $25 each - click below to receive one report FREE:


NewtekOne, Inc. (NEWT) - free report >>

Published in