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Primerica (PRI) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
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For the quarter ended December 2025, Primerica (PRI - Free Report) reported revenue of $853.51 million, up 8% over the same period last year. EPS came in at $6.13, compared to $5.03 in the year-ago quarter.
The reported revenue represents a surprise of +1.43% over the Zacks Consensus Estimate of $841.45 million. With the consensus EPS estimate being $5.69, the EPS surprise was +7.81%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Primerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Life-Licensed Sales Force, End of period: 151,524 versus the three-analyst average estimate of 153,248.
Average Client Asset Values: $128.20 billion versus the three-analyst average estimate of $128.33 billion.
Life Insurance Policies Issued: 76,143 versus 70,864 estimated by three analysts on average.
Recruits: 75,369 compared to the 94,649 average estimate based on two analysts.
New Life-Licensed Representatives: 10,998 compared to the 12,993 average estimate based on two analysts.
Revenues- Net premiums: $448.19 million versus $460.67 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +1.8% change.
Revenues- Commissions and fees: $347.39 million versus $320.44 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +18.2% change.
Revenues- Other, net: $15.35 million versus the four-analyst average estimate of $17.36 million. The reported number represents a year-over-year change of -9.8%.
Revenues- Net investment income: $42.12 million versus $42.12 million estimated by four analysts on average.
Adjusted Operating Revenues- Investment and Savings Products: $340.34 million versus $319.8 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +19% change.
Adjusted Operating Revenues- Corporate and Other Distributed Products: $56.34 million compared to the $57.19 million average estimate based on four analysts. The reported number represents a change of +5.3% year over year.
Adjusted Operating Revenues- Term Life Insurance: $456.83 million compared to the $468.58 million average estimate based on four analysts. The reported number represents a change of +1.4% year over year.
Shares of Primerica have returned +1.5% over the past month versus the Zacks S&P 500 composite's -0.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Primerica (PRI) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
For the quarter ended December 2025, Primerica (PRI - Free Report) reported revenue of $853.51 million, up 8% over the same period last year. EPS came in at $6.13, compared to $5.03 in the year-ago quarter.
The reported revenue represents a surprise of +1.43% over the Zacks Consensus Estimate of $841.45 million. With the consensus EPS estimate being $5.69, the EPS surprise was +7.81%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Primerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Primerica here>>>
Shares of Primerica have returned +1.5% over the past month versus the Zacks S&P 500 composite's -0.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.