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Here's Why You Should Retain Equifax Stock in Your Portfolio for Now
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Key Takeaways
EFX sees sustained growth, with Q1 2026 earnings expected to rise 11.1% year over year.
EFX leverages USIS datasets and EWS expansion, tapping a $5B market with new 2025 partnerships.
EFX advances AI via Agentic platform and Ignite Advisor, though its liquidity remains below industry levels.
Equifax (EFX - Free Report) is benefiting from sustained revenue growth momentum across its diverse offerings. Its new acquisitions and AI innovations in analytical tools and solutions, product innovation and operational execution enable clients to access credit information, analytical services and data to process multiple financial instruments.
The company’s first-quarter 2026 earnings are expected to increase 11.1% year over year. Its 2026 and 2027 earnings are projected to rise 12.8% and 19.4%, respectively. Revenues are expected to grow 11% in 2026 and 9.2% in 2027.
Factors That Bode Well for EFX
EFX drives long-term business by offering global data, analytics and technology services, leveraging comprehensive databases of consumer and business information to serve a diverse client base and mitigate sector-specific challenges. This information is derived from numerous sources, including credit, financial assets, telecommunications and utility payments, employment, income, demographic and marketing data.
The company uses advanced statistical techniques and proprietary tools to analyze all available data, creating customized insights, decision-making solutions, and processing services. EFX generates revenues in its U.S. Information Solutions (USIS) segment through proprietary datasets, including consumer credit files and alternative consumer credit assets like NC Plus, DataX, Teletrack and IXI Wealth Data Exchanges.
The Workforce Solutions (EWS) segment also offers significant opportunities for medium and long-term revenue growth to support government programs in the $5 billion total addressable market. The company has also signed agreements with five new partners in this segment during 2025.
EFX is pursuing growth through AI-led modernization and modification. It is transforming its services into more developed, advanced and robust AI-driven solutions. The recently developed Agentic AI platform is accelerating and standardizing the development, deployment, monitoring and governance of AI agents across Equifax.
The company is also focusing on improving its customer and consumer call centers through AI-enabled and AI-assisted call processes. The recently launched Ignite AI Advisor includes new AI-driven conversational analytics, offering customers deeper insights and personalized recommendations.
A Risk to Watch
EFX had a current ratio of 0.61, lower than the industry's average of 1.13 at the end of the fourth quarter of 2025. A current ratio below 1 often suggests that a company may not be well-positioned to meet its short-term obligations.
View the Zacks #1 Rank List
Image: Bigstock
Here's Why You Should Retain Equifax Stock in Your Portfolio for Now
Key Takeaways
Equifax (EFX - Free Report) is benefiting from sustained revenue growth momentum across its diverse offerings. Its new acquisitions and AI innovations in analytical tools and solutions, product innovation and operational execution enable clients to access credit information, analytical services and data to process multiple financial instruments.
The company’s first-quarter 2026 earnings are expected to increase 11.1% year over year. Its 2026 and 2027 earnings are projected to rise 12.8% and 19.4%, respectively. Revenues are expected to grow 11% in 2026 and 9.2% in 2027.
Factors That Bode Well for EFX
EFX drives long-term business by offering global data, analytics and technology services, leveraging comprehensive databases of consumer and business information to serve a diverse client base and mitigate sector-specific challenges. This information is derived from numerous sources, including credit, financial assets, telecommunications and utility payments, employment, income, demographic and marketing data.
The company uses advanced statistical techniques and proprietary tools to analyze all available data, creating customized insights, decision-making solutions, and processing services. EFX generates revenues in its U.S. Information Solutions (USIS) segment through proprietary datasets, including consumer credit files and alternative consumer credit assets like NC Plus, DataX, Teletrack and IXI Wealth Data Exchanges.
The Workforce Solutions (EWS) segment also offers significant opportunities for medium and long-term revenue growth to support government programs in the $5 billion total addressable market. The company has also signed agreements with five new partners in this segment during 2025.
Equifax, Inc. Revenue (TTM)
Equifax, Inc. revenue-ttm | Equifax, Inc. Quote
EFX is pursuing growth through AI-led modernization and modification. It is transforming its services into more developed, advanced and robust AI-driven solutions. The recently developed Agentic AI platform is accelerating and standardizing the development, deployment, monitoring and governance of AI agents across Equifax.
The company is also focusing on improving its customer and consumer call centers through AI-enabled and AI-assisted call processes. The recently launched Ignite AI Advisor includes new AI-driven conversational analytics, offering customers deeper insights and personalized recommendations.
A Risk to Watch
EFX had a current ratio of 0.61, lower than the industry's average of 1.13 at the end of the fourth quarter of 2025. A current ratio below 1 often suggests that a company may not be well-positioned to meet its short-term obligations.
Zacks Rank & Stocks to Consider
EFX currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here
A couple of better-ranked stocks in the Business Services are Acuity Inc. (AYI - Free Report) and Coherent Corp. (COHR - Free Report) .
Acuity Inc. carries a Zacks Rank #2 (Buy) at present. It has a long-term earnings growth expectation of 14.2%.
APP delivered a trailing four-quarter earnings surprise of 8% on average.
Coherent Corp. also holds a Zacks Rank of 2 at present. It has a long-term earnings growth expectation of 29.9%.
COHR beat earnings estimates in each of the last four quarters, with the earnings surprise being 7.7%, on average.