For the quarter ended March 2026, M&T Bank Corporation (MTB Quick QuoteMTB - Free Report) reported revenue of $2.44 billion, up 5.9% over the same period last year. EPS came in at $4.18, compared to $3.38 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $2.43 billion, representing a surprise of +0.65%. The company delivered an EPS surprise of +3.91%, with the consensus EPS estimate being $4.02.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how M&T Bank performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 58.3% versus the three-analyst average estimate of 59.4%.
• Average Balance - Total earning assets: $192.59 billion versus the three-analyst average estimate of $193.31 billion.
• Net interest margin: 3.7% versus the three-analyst average estimate of 3.7%.
• Net charge-offs to average total net loans: 0.3% versus 0.4% estimated by three analysts on average.
• Tier 1 Capital Ratio: 11.8% versus the two-analyst average estimate of 12.3%.
• Service charges on deposit accounts: $139 million versus the three-analyst average estimate of $137.33 million.
• Total other income: $689 million compared to the $657.92 million average estimate based on three analysts.
• Trust income: $183 million versus $188.29 million estimated by three analysts on average.
• Net interest income - taxable-equivalent: $1.76 billion versus $1.77 billion estimated by three analysts on average.
• Mortgage banking revenues: $127 million compared to the $121.67 million average estimate based on three analysts.
• Other revenues from operations: $187 million versus the two-analyst average estimate of $161.5 million.
• Brokerage services income: $35 million versus the two-analyst average estimate of $35.53 million.

View all Key Company Metrics for M&T Bank here>>>

Shares of M&T Bank have returned +10.2% over the past month versus the Zacks S&P 500 composite's +5.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.