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Regions Financial (RF) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
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For the quarter ended March 2026, Regions Financial (RF - Free Report) reported revenue of $1.87 billion, up 5% over the same period last year. EPS came in at $0.62, compared to $0.54 in the year-ago quarter.
The reported revenue represents a surprise of -1.97% over the Zacks Consensus Estimate of $1.91 billion. With the consensus EPS estimate being $0.61, the EPS surprise was +2.45%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Regions Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net interest margin (FTE): 3.7% compared to the 3.7% average estimate based on five analysts.
Efficiency Ratio: 56.6% compared to the 57.7% average estimate based on five analysts.
Net charge-offs as a percentage of average loans: 0.5% versus the four-analyst average estimate of 0.5%.
Non-performing assets: $713 million compared to the $775.56 million average estimate based on four analysts.
Average Balance - Total earning assets: $139.43 billion versus $139.43 billion estimated by four analysts on average.
Non-performing loans, including loans held for sale: $693 million versus the three-analyst average estimate of $783.75 million.
Common Equity Tier 1 ratio: 10.7% versus the three-analyst average estimate of 10.8%.
Tier 1 Capital Ratio: 11.7% versus the two-analyst average estimate of 11.8%.
Leverage Ratio: 9.6% compared to the 9.6% average estimate based on two analysts.
Total Non-Interest Income: $625 million compared to the $653.6 million average estimate based on five analysts.
Net Interest Income: $1.25 billion versus $1.26 billion estimated by four analysts on average.
Net interest income, taxable equivalent basis: $1.26 billion versus the four-analyst average estimate of $1.27 billion.
Shares of Regions Financial have returned +10.8% over the past month versus the Zacks S&P 500 composite's +5.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Regions Financial (RF) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
For the quarter ended March 2026, Regions Financial (RF - Free Report) reported revenue of $1.87 billion, up 5% over the same period last year. EPS came in at $0.62, compared to $0.54 in the year-ago quarter.
The reported revenue represents a surprise of -1.97% over the Zacks Consensus Estimate of $1.91 billion. With the consensus EPS estimate being $0.61, the EPS surprise was +2.45%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Regions Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Regions Financial here>>>
Shares of Regions Financial have returned +10.8% over the past month versus the Zacks S&P 500 composite's +5.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.