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Bank of Hawaii (BOH) Reports Q1 Earnings: What Key Metrics Have to Say

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For the quarter ended March 2026, Bank of Hawaii (BOH - Free Report) reported revenue of $192.32 million, up 13.2% over the same period last year. EPS came in at $1.30, compared to $0.97 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $192.33 million, representing no surprise. The company delivered an EPS surprise of -2.26%, with the consensus EPS estimate being $1.33.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Bank of Hawaii performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Total Non-Performing Assets: $12.09 million versus the two-analyst average estimate of $18.47 million.
  • Total Non-Accrual Loans and Leases: $11.8 million compared to the $18.18 million average estimate based on two analysts.
  • Net Interest Margin: 2.7% versus 2.7% estimated by two analysts on average.
  • Average Balance - Total earning assets: $22.38 billion versus $22.43 billion estimated by two analysts on average.
  • Net charge-offs to average loans: 0% versus 0.1% estimated by two analysts on average.
  • Efficiency Ratio: 60.4% versus 58.9% estimated by two analysts on average.
  • Net Interest Income (FTE): $152.4 million versus $150.14 million estimated by two analysts on average.
  • Annuity and Insurance: $1.47 million versus $1.33 million estimated by two analysts on average.
  • Bank-Owned Life Insurance: $4.15 million versus $3.78 million estimated by two analysts on average.
  • Trust and Asset Management: $12.45 million versus $12.42 million estimated by two analysts on average.
  • Mortgage Banking: $0.88 million versus the two-analyst average estimate of $0.93 million.
  • Net Interest Income: $150.99 million versus the two-analyst average estimate of $148.57 million.

View all Key Company Metrics for Bank of Hawaii here>>>

Shares of Bank of Hawaii have returned +13.5% over the past month versus the Zacks S&P 500 composite's +6.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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