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Compared to Estimates, Home Bancorp (HBCP) Q1 Earnings: A Look at Key Metrics
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For the quarter ended March 2026, Home Bancorp (HBCP - Free Report) reported revenue of $38.22 million, up 6.9% over the same period last year. EPS came in at $1.45, compared to $1.37 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $37.17 million, representing a surprise of +2.84%. The company delivered an EPS surprise of +4.57%, with the consensus EPS estimate being $1.39.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Home Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 60% versus 61.9% estimated by three analysts on average.
Net Interest Margin: 4.2% versus 4.1% estimated by three analysts on average.
Annualized YTD net loan recoveries (charge-offs) to average loans: -0.1% compared to the 0.1% average estimate based on two analysts.
Total Average Interest-Earning Assets: $3.31 billion versus the two-analyst average estimate of $3.33 billion.
Total nonperforming assets: $39.9 million versus $34.28 million estimated by two analysts on average.
Total nonperforming loans: $35.81 million versus the two-analyst average estimate of $32.39 million.
Net Interest Income: $34.48 million versus the three-analyst average estimate of $33.28 million.
Total Noninterest Income: $3.74 million versus $3.92 million estimated by three analysts on average.
Gain on sale of loans, net: $0.23 million versus the two-analyst average estimate of $0.18 million.
Shares of Home Bancorp have returned +8.6% over the past month versus the Zacks S&P 500 composite's +6.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
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Compared to Estimates, Home Bancorp (HBCP) Q1 Earnings: A Look at Key Metrics
For the quarter ended March 2026, Home Bancorp (HBCP - Free Report) reported revenue of $38.22 million, up 6.9% over the same period last year. EPS came in at $1.45, compared to $1.37 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $37.17 million, representing a surprise of +2.84%. The company delivered an EPS surprise of +4.57%, with the consensus EPS estimate being $1.39.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Home Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Home Bancorp here>>>
Shares of Home Bancorp have returned +8.6% over the past month versus the Zacks S&P 500 composite's +6.4% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.