Zions (ZION Quick QuoteZION - Free Report) reported $860 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 6.7%. EPS of $1.56 for the same period compares to $1.24 a year ago.

The reported revenue represents a surprise of -0.23% over the Zacks Consensus Estimate of $861.98 million. With the consensus EPS estimate being $1.43, the EPS surprise was +9.24%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Zions performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 65% versus 64.3% estimated by five analysts on average.
• Net interest margin: 3.3% versus the five-analyst average estimate of 3.3%.
• Average balance - Total interest-earning assets: $83.4 billion compared to the $83.15 billion average estimate based on four analysts.
• Net charge-offs to average loans and leases: 0% versus 0.1% estimated by four analysts on average.
• Total nonaccrual Loan: $279 million compared to the $320.25 million average estimate based on three analysts.
• Total nonperforming assets: $292 million versus $325.41 million estimated by three analysts on average.
• Tier 1 risk-based capital ratio: 11.6% versus 11.8% estimated by two analysts on average.
• Total risk-based capital ratio: 13.8% compared to the 14.1% average estimate based on two analysts.
• Tier 1 leverage ratio: 9.1% compared to the 9.2% average estimate based on two analysts.
• Total Noninterest Income: $187 million versus the five-analyst average estimate of $177.58 million.
• Commercial account fees: $48 million versus $46.57 million estimated by four analysts on average.
• Other customer-related fees: $15 million versus $15.05 million estimated by four analysts on average.

View all Key Company Metrics for Zions here>>>

Shares of Zions have returned +16.1% over the past month versus the Zacks S&P 500 composite's +6.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.