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Compared to Estimates, Peoples Bancorp (PEBO) Q1 Earnings: A Look at Key Metrics

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Peoples Bancorp (PEBO - Free Report) reported $118.67 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 5.6%. EPS of $0.82 for the same period compares to $0.69 a year ago.

The reported revenue represents a surprise of +0.49% over the Zacks Consensus Estimate of $118.1 million. With the consensus EPS estimate being $0.80, the EPS surprise was +2.18%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Peoples Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Balance - Total earning assets: $8.7 billion versus $8.76 billion estimated by three analysts on average.
  • Net Interest Margin: 4.2% versus the three-analyst average estimate of 4.1%.
  • Efficiency ratio: 58.6% versus the three-analyst average estimate of 62.7%.
  • Net charge-offs as a percent of average total loans (annualized): 0.4% versus the two-analyst average estimate of 0.4%.
  • Total Non-interest income: $28.25 million versus $29.21 million estimated by three analysts on average.
  • Net Interest Income: $90.42 million compared to the $89.57 million average estimate based on two analysts.
  • Electronic banking income: $5.93 million compared to the $6.25 million average estimate based on two analysts.
  • Bank owned life insurance income: $1.16 million versus $1.19 million estimated by two analysts on average.
  • Insurance income: $5.58 million versus $6.14 million estimated by two analysts on average.
  • Deposit account service charges: $4.27 million compared to the $4.36 million average estimate based on two analysts.
  • Mortgage banking income: $0.38 million versus $0.43 million estimated by two analysts on average.
  • Net Interest Income on a fully tax-equivalent basis: $90.67 million versus $89.5 million estimated by two analysts on average.

View all Key Company Metrics for Peoples Bancorp here>>>

Shares of Peoples Bancorp have returned +8.6% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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