Hanmi Financial (HAFC Quick QuoteHAFC - Free Report) reported $71.74 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 14.2%. EPS of $0.75 for the same period compares to $0.58 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $71.15 million, representing a surprise of +0.83%. The company delivered an EPS surprise of +6.13%, with the consensus EPS estimate being $0.71.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Hanmi Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin: 3.4% compared to the 3.3% average estimate based on two analysts.
• Efficiency Ratio: 53.5% versus 53.7% estimated by two analysts on average.
• Total noninterest income: $8.54 million compared to the $8.16 million average estimate based on two analysts.

View all Key Company Metrics for Hanmi Financial here>>>

Shares of Hanmi Financial have returned +7.7% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.