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First Community (FCCO) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

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First Community (FCCO - Free Report) reported $23.16 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 26.1%. EPS of $0.72 for the same period compares to $0.51 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $24.11 million, representing a surprise of -3.94%. The company delivered an EPS surprise of +12.5%, with the consensus EPS estimate being $0.64.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin (taxable equivalent): 3.4% compared to the 3.6% average estimate based on two analysts.
  • Efficiency Ratio: 66.5% compared to the 81.7% average estimate based on two analysts.
  • Total Non-Interest Income: $4.79 million compared to the $4.7 million average estimate based on two analysts.

View all Key Company Metrics for First Community here>>>

Shares of First Community have returned +6% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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