For the quarter ended March 2026, Selective Insurance (SIGI Quick QuoteSIGI - Free Report) reported revenue of $1.37 billion, up 6.4% over the same period last year. EPS came in at $1.69, compared to $1.76 in the year-ago quarter.

The reported revenue represents a surprise of -0.46% over the Zacks Consensus Estimate of $1.37 billion. With the consensus EPS estimate being $1.73, the EPS surprise was -2.31%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Selective Insurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Underwriting expense ratio: 31.2% versus the five-analyst average estimate of 31.4%.
• Loss and loss expense ratio: 67% compared to the 66.8% average estimate based on five analysts.
• Combined ratio: 98.3% compared to the 98.4% average estimate based on five analysts.
• Standard Commercial Lines - Combined Ratio: 100.2% versus the three-analyst average estimate of 98.8%.
• Excess and Surplus Lines - Combined Ratio: 89.5% versus 87.2% estimated by three analysts on average.
• Standard Personal Lines - Combined Ratio: 92.8% compared to the 101% average estimate based on three analysts.
• Revenues- Net premiums earned: $1.22 billion versus the five-analyst average estimate of $1.22 billion. The reported number represents a year-over-year change of +5%.
• Revenues- Net investment income earned: $142.4 million versus $143.42 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +18% change.
• Revenues- Other income: $7.6 million versus $7.45 million estimated by five analysts on average. Compared to the year-ago quarter, this number represents a +38.2% change.
• Revenues- Standard Commercial Lines- Net Premiums Earned: $965.8 million versus the four-analyst average estimate of $959.3 million. The reported number represents a year-over-year change of +5.9%.
• Revenues- Standard Personal Lines- Net Premiums Earned: $100 million compared to the $99.89 million average estimate based on four analysts. The reported number represents a change of -3.6% year over year.
• Revenues- Excess and Surplus Lines- Net Premiums Earned: $151.4 million versus the four-analyst average estimate of $160.21 million. The reported number represents a year-over-year change of +6%.

View all Key Company Metrics for Selective Insurance here>>>

Shares of Selective Insurance have returned +8.5% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.