Back to top

Image: Bigstock

Here's What Key Metrics Tell Us About Customers Bancorp (CUBI) Q1 Earnings

Read MoreHide Full Article

For the quarter ended March 2026, Customers Bancorp (CUBI - Free Report) reported revenue of $225.67 million, up 16.2% over the same period last year. EPS came in at $1.97, compared to $1.54 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $223.93 million, representing a surprise of +0.78%. The company delivered an EPS surprise of +4.58%, with the consensus EPS estimate being $1.88.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Customers Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 49.7% compared to the 50.2% average estimate based on six analysts.
  • Annualized net charge-offs to average loans and leases: 0.3% versus the five-analyst average estimate of 0.4%.
  • Average Balance - Total interest-earning assets: $24.05 billion versus $24.25 billion estimated by five analysts on average.
  • Net Interest Margin: 3.2% compared to the 3.2% average estimate based on five analysts.
  • Non-Performing Assets: $74.74 million versus the three-analyst average estimate of $72.33 million.
  • Tier 1 capital to average assets (leverage ratio): 9.4% compared to the 8.9% average estimate based on two analysts.
  • Nonaccrual / non-performing loans: $47.82 million versus the two-analyst average estimate of $43.7 million.
  • Total Non-Interest Income: $34.32 million versus $29.16 million estimated by six analysts on average.
  • Net interest income tax equivalent: $191.61 million versus the five-analyst average estimate of $193.37 million.
  • Mortgage finance transactional fees: $1.31 million versus the four-analyst average estimate of $1.2 million.
  • Commercial lease income: $15.42 million versus $12.9 million estimated by four analysts on average.
  • Loan fees: $10.51 million versus $8.21 million estimated by four analysts on average.

View all Key Company Metrics for Customers Bancorp here>>>

Shares of Customers Bancorp have returned +10.4% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Zacks' 7 Best Strong Buy Stocks (New Research Report)

Valued at $99, click below to receive our just-released report predicting the 7 stocks that will soar highest in the coming month.

Click Here, It's Really Free

Published in