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Prosperity Bancshares (PB) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
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Prosperity Bancshares (PB - Free Report) reported $367.62 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 19.9%. EPS of $1.50 for the same period compares to $1.37 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $352.9 million, representing a surprise of +4.17%. The company delivered an EPS surprise of +6.23%, with the consensus EPS estimate being $1.41.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin (Tax Equivalent Basis): 3.5% compared to the 3.4% average estimate based on seven analysts.
Efficiency Ratio: 59.2% compared to the 51.2% average estimate based on seven analysts.
Net charge-offs to average loans: 0.7% versus the six-analyst average estimate of 0.1%.
Average balance - Total interest-earning assets: $37.19 billion compared to the $36.19 billion average estimate based on six analysts.
Total nonperforming assets: $122.11 million versus the four-analyst average estimate of $160.46 million.
Total nonperforming loans: $108.71 million compared to the $147.93 million average estimate based on three analysts.
Total Noninterest Income: $46.47 million compared to the $47.49 million average estimate based on seven analysts.
Net Interest Income (Tax Equivalent Basis): $321.73 million versus the six-analyst average estimate of $308.79 million.
Net Interest Income: $321.15 million compared to the $303.63 million average estimate based on four analysts.
Nonsufficient funds (NSF) fees: $10.87 million versus $10.09 million estimated by four analysts on average.
Credit card, debit card and ATM card income: $9.48 million versus the four-analyst average estimate of $9.63 million.
Bank owned life insurance income: $2.6 million compared to the $2.2 million average estimate based on four analysts.
Shares of Prosperity Bancshares have returned +3.4% over the past month versus the Zacks S&P 500 composite's +12.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Prosperity Bancshares (PB) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Prosperity Bancshares (PB - Free Report) reported $367.62 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 19.9%. EPS of $1.50 for the same period compares to $1.37 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $352.9 million, representing a surprise of +4.17%. The company delivered an EPS surprise of +6.23%, with the consensus EPS estimate being $1.41.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Prosperity Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Prosperity Bancshares here>>>
Shares of Prosperity Bancshares have returned +3.4% over the past month versus the Zacks S&P 500 composite's +12.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.