For the quarter ended March 2026, OneMain Holdings (OMF Quick QuoteOMF - Free Report) reported revenue of $1.07 billion, up 6.9% over the same period last year. EPS came in at $1.95, compared to $1.72 in the year-ago quarter.

The reported revenue represents a surprise of -0.58% over the Zacks Consensus Estimate of $1.07 billion. With the consensus EPS estimate being $1.92, the EPS surprise was +1.75%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how OneMain performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net charge-off ratio (Consumer and Insurance Segment): 8% versus the two-analyst average estimate of 8%.
• Net Interest Income: $1.07 billion versus $1.07 billion estimated by three analysts on average.
• Other income: $49 million versus the three-analyst average estimate of $62.39 million.
• Investment: $23 million versus the three-analyst average estimate of $25.24 million.
• Net interest income after provision for finance receivable losses: $600 million versus the three-analyst average estimate of $585.65 million.
• Total other revenues: $197 million compared to the $200.41 million average estimate based on three analysts.
• Insurance: $112 million compared to the $112.78 million average estimate based on three analysts.

View all Key Company Metrics for OneMain here>>>

Shares of OneMain have returned +8.7% over the past month versus the Zacks S&P 500 composite's +10.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.