We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
Here's Why You Should Retain Equifax Stock in Your Portfolio for Now
Read MoreHide Full Article
Key Takeaways
EFX's U.S. mortgage revenues jumped 38% y/y in Q1 2026 on stronger market activity.
EFX Workforce Solutions' revenues grew 10% y/y & its EBITDA margin rose to 52.3% in the last reported quarter.
EFX is advancing AI tools with Agentic AI and Ignite AI Advisor to deliver deeper customer insights.
Equifax’s (EFX - Free Report) sustained revenue growth momentum is driven by its diverse offerings. New acquisitions and AI innovations in analytical tools and solutions boost customer gains.
EFX has a Growth Score of B. This style score condenses key financial metrics to reflect a fair sense of the quality and sustainability of its growth.
The company’s second-quarter 2026 earnings are expected to increase 12.5% year over year. Its 2026 and 2027 earnings are projected to rise 12.8% and 19.2%, respectively. Revenues are expected to grow 10.9% in 2026 and 9.4% in 2027.
Factors That Bode Well for EFX
EFX drives long-term business growth by offering global data, analytics and technology services, leveraging comprehensive consumer and business databases to serve a diverse client base and mitigate sector-specific challenges.
The company’s U.S. Information Solutions mortgage revenues increased 38% year over year in the first quarter of 2026, supported by stronger market activity and growing customer adoption of Equifax’s The Work Number Indicator product. The tool notifies lenders in advance if an applicant has verified employment and income data on file in Equifax databases.
The Workforce Solutions segment also drives the company’s growth. Revenues increased more than 10% year over year in the first quarter of 2026, while the EBITDA margin expanded 200 basis points to 52.3% due to operating leverage and AI-driven productivity improvements. Management expects further growth in the coming quarters.
EFX is pursuing growth through AI-led modernization and innovation. It is transforming its services into more advanced and robust AI-driven solutions. The recently developed Agentic AI platform is accelerating and standardizing the development, deployment, monitoring and governance of AI agents across Equifax. The recently launched Ignite AI Advisor includes new AI-driven conversational analytics, offering customers deeper insights and personalized recommendations.
Risk to Watch
EFX had a current ratio (a measure of liquidity) of 0.61, lower than the industry's average of 1 at the end of the first quarter of 2026. A current ratio below 1 often suggests that a company may not be well-positioned to meet its short-term obligations.
View the Zacks #1 Rank List
Image: Bigstock
Here's Why You Should Retain Equifax Stock in Your Portfolio for Now
Key Takeaways
Equifax’s (EFX - Free Report) sustained revenue growth momentum is driven by its diverse offerings. New acquisitions and AI innovations in analytical tools and solutions boost customer gains.
EFX has a Growth Score of B. This style score condenses key financial metrics to reflect a fair sense of the quality and sustainability of its growth.
The company’s second-quarter 2026 earnings are expected to increase 12.5% year over year. Its 2026 and 2027 earnings are projected to rise 12.8% and 19.2%, respectively. Revenues are expected to grow 10.9% in 2026 and 9.4% in 2027.
Factors That Bode Well for EFX
EFX drives long-term business growth by offering global data, analytics and technology services, leveraging comprehensive consumer and business databases to serve a diverse client base and mitigate sector-specific challenges.
Equifax, Inc. Revenue (TTM)
Equifax, Inc. revenue-ttm | Equifax, Inc. Quote
The company’s U.S. Information Solutions mortgage revenues increased 38% year over year in the first quarter of 2026, supported by stronger market activity and growing customer adoption of Equifax’s The Work Number Indicator product. The tool notifies lenders in advance if an applicant has verified employment and income data on file in Equifax databases.
The Workforce Solutions segment also drives the company’s growth. Revenues increased more than 10% year over year in the first quarter of 2026, while the EBITDA margin expanded 200 basis points to 52.3% due to operating leverage and AI-driven productivity improvements. Management expects further growth in the coming quarters.
EFX is pursuing growth through AI-led modernization and innovation. It is transforming its services into more advanced and robust AI-driven solutions. The recently developed Agentic AI platform is accelerating and standardizing the development, deployment, monitoring and governance of AI agents across Equifax. The recently launched Ignite AI Advisor includes new AI-driven conversational analytics, offering customers deeper insights and personalized recommendations.
Risk to Watch
EFX had a current ratio (a measure of liquidity) of 0.61, lower than the industry's average of 1 at the end of the first quarter of 2026. A current ratio below 1 often suggests that a company may not be well-positioned to meet its short-term obligations.
EFX’s Zacks Rank & Stocks to Consider
Equifax currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here
A couple of better-ranked stocks in the Business Services are FactSet Research Systems Inc. (FDS - Free Report) and TransUnion (TRU - Free Report) .
FactSet carries a Zacks Rank #2 (Buy) at present. It has a long-term earnings growth expectation of 6.5%.
FDS beat earnings estimates in two of the last four reported quarters and missed twice, delivering an earnings surprise of 0.4%, on average.
TransUnion also has a Zacks Rank of 2 at present. It has a long-term earnings growth expectation of 13.6%.
TRU beat earnings estimates in the last four quarters, the earnings surprise being 6.3%, on average.