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Hancock Whitney (HWC) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended June 2026, Hancock Whitney (HWC - Free Report) reported revenue of $401.36 million, up 6.9% over the same period last year. EPS came in at $1.55, compared to $1.37 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $396.38 million, representing a surprise of +1.26%. The company has not delivered EPS surprise, with the consensus EPS estimate being $1.55.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Hancock Whitney performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin (TE): 3.6% compared to the 3.6% average estimate based on four analysts.
  • Efficiency Ratio: 55.3% compared to the 55.8% average estimate based on four analysts.
  • Total net charge-offs as a percentage of average loans: 0.2% versus the three-analyst average estimate of 0.2%.
  • Average Balance - Total interest earning assets: $33.21 billion versus the three-analyst average estimate of $32.82 billion.
  • Total nonperforming loans: $113.68 million versus $110.97 million estimated by two analysts on average.
  • Total nonperforming assets (Total nonaccrual loans + ORE and foreclosed assets): $126.54 million versus the two-analyst average estimate of $124.77 million.
  • Total Noninterest Income: $108.35 million compared to the $106.33 million average estimate based on four analysts.
  • Net interest income (TE): $295.23 million versus the four-analyst average estimate of $292.89 million.
  • Net Interest Income: $293.01 million versus $290.15 million estimated by three analysts on average.
  • Secondary mortgage market operations: $4.07 million versus the two-analyst average estimate of $3.99 million.
  • Bank card and ATM fees: $23.18 million versus $22.16 million estimated by two analysts on average.
  • Investment and annuity fees and insurance commissions: $14.62 million versus the two-analyst average estimate of $12.12 million.

View all Key Company Metrics for Hancock Whitney here>>>

Shares of Hancock Whitney have returned +9.2% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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