Northpointe Bancshares, Inc. (NPB Quick QuoteNPB - Free Report) reported $64.32 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 9.1%. EPS of $0.60 for the same period compares to $0.51 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $68.06 million, representing a surprise of -5.5%. The company delivered an EPS surprise of -11.77%, with the consensus EPS estimate being $0.68.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Northpointe Bancshares, Inc. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 2.3% compared to the 2.4% average estimate based on two analysts.
• Efficiency Ratio: 54.8% versus the two-analyst average estimate of 52.2%.
• Non-Interest Income: $21.89 million compared to the $24.45 million average estimate based on two analysts. The reported number represents a change of -2.4% year over year.
• Net Interest Income: $42.42 million compared to the $43.62 million average estimate based on two analysts. The reported number represents a change of +16.2% year over year.

View all Key Company Metrics for Northpointe Bancshares, Inc. here>>>

Shares of Northpointe Bancshares, Inc. have returned +4.7% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.