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Hanmi Financial (HAFC) Reports Q2 Earnings: What Key Metrics Have to Say

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For the quarter ended June 2026, Hanmi Financial (HAFC - Free Report) reported revenue of $72.21 million, up 10.7% over the same period last year. EPS came in at $0.79, compared to $0.50 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $74.05 million, representing a surprise of -2.49%. The company delivered an EPS surprise of +2.6%, with the consensus EPS estimate being $0.77.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Hanmi Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin: 3.4% compared to the 3.4% average estimate based on two analysts.
  • Efficiency Ratio: 54.1% versus the two-analyst average estimate of 52.9%.
  • Total noninterest income: $8.35 million versus $8.37 million estimated by two analysts on average.
  • Net Interest Income: $63.86 million versus the two-analyst average estimate of $65.67 million.

View all Key Company Metrics for Hanmi Financial here>>>

Shares of Hanmi Financial have returned +2.6% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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