For the quarter ended June 2026, Preferred Bank (PFBC Quick QuotePFBC - Free Report) reported revenue of $73.47 million, up 4% over the same period last year. EPS came in at $2.78, compared to $2.52 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $73.73 million, representing a surprise of -0.35%. The company delivered an EPS surprise of +4.91%, with the consensus EPS estimate being $2.65.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Preferred Bank performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 32.3% versus 31.4% estimated by three analysts on average.
• Net Interest Margin: 3.7% versus the three-analyst average estimate of 3.7%.
• Net charge-offs to average loans: 0% compared to the 0.2% average estimate based on two analysts.
• Average Interest - Earning Assets: $7.53 billion compared to the $7.56 billion average estimate based on two analysts.
• Net interest income before provision for credit losses: $69.99 million compared to the $69.71 million average estimate based on three analysts.
• Total noninterest income: $3.48 million versus $4.04 million estimated by three analysts on average.

View all Key Company Metrics for Preferred Bank here>>>

Shares of Preferred Bank have returned +4.2% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.