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Compared to Estimates, Horizon Bancorp (HBNC) Q2 Earnings: A Look at Key Metrics
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For the quarter ended June 2026, Horizon Bancorp (HBNC - Free Report) reported revenue of $75.5 million, up 13.9% over the same period last year. EPS came in at $0.49, compared to $0.47 in the year-ago quarter.
The reported revenue represents a surprise of -0.26% over the Zacks Consensus Estimate of $75.7 million. With the consensus EPS estimate being $0.51, the EPS surprise was -3.92%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Horizon Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 58.1% versus the two-analyst average estimate of 53.8%.
Net Interest Income: $63.49 million versus the two-analyst average estimate of $64.24 million.
Gain on sale of mortgage loans: $1.58 million versus $1.32 million estimated by two analysts on average.
Total non-interest income: $12.01 million versus $11.49 million estimated by two analysts on average.
Shares of Horizon Bancorp have returned +3.7% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Compared to Estimates, Horizon Bancorp (HBNC) Q2 Earnings: A Look at Key Metrics
For the quarter ended June 2026, Horizon Bancorp (HBNC - Free Report) reported revenue of $75.5 million, up 13.9% over the same period last year. EPS came in at $0.49, compared to $0.47 in the year-ago quarter.
The reported revenue represents a surprise of -0.26% over the Zacks Consensus Estimate of $75.7 million. With the consensus EPS estimate being $0.51, the EPS surprise was -3.92%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Horizon Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Horizon Bancorp here>>>
Shares of Horizon Bancorp have returned +3.7% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.