Back to top

Image: Bigstock

QCR Holdings (QCRH) Reports Q2 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

For the quarter ended June 2026, QCR Holdings (QCRH - Free Report) reported revenue of $97.34 million, up 15.6% over the same period last year. EPS came in at $2.19, compared to $1.73 in the year-ago quarter.

The reported revenue represents a surprise of +3.06% over the Zacks Consensus Estimate of $94.45 million. With the consensus EPS estimate being $1.90, the EPS surprise was +15.26%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how QCR Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio (Non-GAAP): 54.6% compared to the 55.5% average estimate based on three analysts.
  • Net interest margin (GAAP): 3.1% compared to the 3.6% average estimate based on three analysts.
  • Average Balance - Total earning assets: $8.78 billion compared to the $8.45 billion average estimate based on two analysts.
  • Net charge-offs as a % of average loans/leases: 0.1% compared to the 0.2% average estimate based on two analysts.
  • Total noninterest income: $29.43 million versus $28.32 million estimated by three analysts on average.
  • Gains on sales of residential real estate loans: $0.51 million compared to the $0.64 million average estimate based on three analysts.
  • Capital markets revenue: $15.39 million versus the two-analyst average estimate of $15.65 million.
  • Deposit service fees: $2.12 million versus the two-analyst average estimate of $1.99 million.
  • Net Interest Income: $67.92 million compared to the $67.27 million average estimate based on two analysts.
  • Net interest income - tax equivalent (non-GAAP): $77.73 million versus $75.86 million estimated by two analysts on average.

View all Key Company Metrics for QCR Holdings here>>>

Shares of QCR Holdings have returned +2% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

Published in