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Compared to Estimates, HomeTrust Bancshares (HTB) Q2 Earnings: A Look at Key Metrics

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For the quarter ended June 2026, HomeTrust Bancshares (HTB - Free Report) reported revenue of $54.54 million, up 0.3% over the same period last year. EPS came in at $0.94, compared to $1.00 in the year-ago quarter.

The reported revenue represents a surprise of +2.49% over the Zacks Consensus Estimate of $53.22 million. With the consensus EPS estimate being $0.89, the EPS surprise was +5.62%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how HomeTrust Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 62.3% versus the two-analyst average estimate of 62%.
  • Net Interest Margin: 4.4% compared to the 4.3% average estimate based on two analysts.
  • Net Interest Income: $45.29 million versus $44.34 million estimated by two analysts on average.
  • Gain on sale of loans held for sale: $1.87 million versus the two-analyst average estimate of $1.88 million.
  • Total noninterest income: $9.25 million compared to the $8.88 million average estimate based on two analysts.

View all Key Company Metrics for HomeTrust Bancshares here>>>

Shares of HomeTrust Bancshares have returned -1.6% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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