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Here's What Key Metrics Tell Us About Esquire Financial (ESQ) Q2 Earnings
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Esquire Financial Holdings, Inc. (ESQ - Free Report) reported $42.13 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 17.6%. EPS of $1.60 for the same period compares to $1.38 a year ago.
The reported revenue represents a surprise of +3% over the Zacks Consensus Estimate of $40.91 million. With the consensus EPS estimate being $1.55, the EPS surprise was +3.23%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Esquire Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency ratio: 50.1% versus the two-analyst average estimate of 49.7%.
Net Interest Margin: 6% versus 6% estimated by two analysts on average.
Total Interest Earning Assets: $2.4 billion versus $2.34 billion estimated by two analysts on average.
Payment processing fees: $5.13 million compared to the $5.09 million average estimate based on two analysts.
Total Non-Interest Income: $6.38 million compared to the $6.13 million average estimate based on two analysts.
Net Interest Income: $35.75 million versus $34.78 million estimated by two analysts on average.
Other noninterest income: 1.26 million compared to the 1.04 million average estimate based on two analysts.
Shares of Esquire Financial have returned +5.5% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Here's What Key Metrics Tell Us About Esquire Financial (ESQ) Q2 Earnings
Esquire Financial Holdings, Inc. (ESQ - Free Report) reported $42.13 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 17.6%. EPS of $1.60 for the same period compares to $1.38 a year ago.
The reported revenue represents a surprise of +3% over the Zacks Consensus Estimate of $40.91 million. With the consensus EPS estimate being $1.55, the EPS surprise was +3.23%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Esquire Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Esquire Financial here>>>
Shares of Esquire Financial have returned +5.5% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.