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First Mid Bancshares (FMBH) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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First Mid Bancshares (FMBH - Free Report) reported $108.49 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 24.1%. EPS of $1.26 for the same period compares to $0.99 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $106.05 million, representing a surprise of +2.3%. The company delivered an EPS surprise of +12.5%, with the consensus EPS estimate being $1.12.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Mid Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin: 3.8% versus 3.8% estimated by three analysts on average.
  • Average Earning Assets: $8.52 billion versus $8.46 billion estimated by two analysts on average.
  • Non-interest Income: $28.83 million versus $26.5 million estimated by three analysts on average.
  • Other: $2.62 million compared to the $2.2 million average estimate based on two analysts.
  • Net Interest Income (FTE): $80.46 million versus the two-analyst average estimate of $80.6 million.
  • Net Interest Income: $79.66 million versus the two-analyst average estimate of $79.31 million.
  • ATM/debit card revenue: $4.8 million versus the two-analyst average estimate of $4.37 million.
  • Wealth management revenues: $8.21 million versus the two-analyst average estimate of $6.68 million.
  • Insurance commissions: $8.87 million versus $8.18 million estimated by two analysts on average.
  • Service charges: $3.46 million compared to the $3.28 million average estimate based on two analysts.
  • Mortgage banking revenues: $0.81 million versus the two-analyst average estimate of $1.12 million.

View all Key Company Metrics for First Mid Bancshares here>>>

Shares of First Mid Bancshares have returned +1.9% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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