Sallie Mae (SLM Quick QuoteSLM - Free Report) reported $332.82 million in revenue for the quarter ended June 2026, representing a year-over-year decline of 11.7%. EPS of $0.29 for the same period compares to $0.32 a year ago.

The reported revenue represents a surprise of -6.31% over the Zacks Consensus Estimate of $355.22 million. With the consensus EPS estimate being $0.46, the EPS surprise was -36.96%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Sallie Mae performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 4.8% versus 5.1% estimated by two analysts on average.
• Net Interest Income: $332.82 million versus $355.48 million estimated by two analysts on average.
• Gains (losses) on sales of loans, net: $14.94 million versus $10.57 million estimated by two analysts on average.
• Other income: $45.35 million versus the two-analyst average estimate of $46.42 million.
• Total Non-Interest Income: $68.29 million versus $56.98 million estimated by two analysts on average.

View all Key Company Metrics for Sallie Mae here>>>

Shares of Sallie Mae have returned +5.8% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.