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Here's What Key Metrics Tell Us About Bank of Marin (BMRC) Q2 Earnings

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For the quarter ended June 2026, Bank of Marin (BMRC - Free Report) reported revenue of $34.1 million, up 16.8% over the same period last year. EPS came in at $0.58, compared to $0.29 in the year-ago quarter.

The reported revenue represents a surprise of +0.16% over the Zacks Consensus Estimate of $34.05 million. With the consensus EPS estimate being $0.52, the EPS surprise was +11.54%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Bank of Marin performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin (FTE): 3.4% versus the three-analyst average estimate of 3.4%.
  • Efficiency Ratio: 63.6% compared to the 64.8% average estimate based on three analysts.
  • Average Balance - Total interest-earning assets: $3.62 billion compared to the $3.72 billion average estimate based on two analysts.
  • Total non-accrual loans: $8.45 million compared to the $8.55 million average estimate based on two analysts.
  • Net interest income: $30.78 million compared to the $32.45 million average estimate based on three analysts.
  • Total non-interest income: $3.17 million versus the three-analyst average estimate of $2.91 million.
  • Net Interest Income (FTE): $30.93 million versus the two-analyst average estimate of $32.6 million.

View all Key Company Metrics for Bank of Marin here>>>

Shares of Bank of Marin have returned +3.6% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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