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Compared to Estimates, Provident Financial (PROV) Q4 Earnings: A Look at Key Metrics
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For the quarter ended June 2026, Provident Financial (PROV - Free Report) reported revenue of $10.59 million, up 8.6% over the same period last year. EPS came in at $0.35, compared to $0.24 in the year-ago quarter.
The reported revenue represents a surprise of +5.41% over the Zacks Consensus Estimate of $10.05 million. With the consensus EPS estimate being $0.28, the EPS surprise was +25%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Provident Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 3.2% versus the two-analyst average estimate of 3.1%.
Efficiency ratio: 73.2% versus 75.8% estimated by two analysts on average.
Total Non-Interest Income: $1.28 million versus the two-analyst average estimate of $0.94 million.
Net Interest Income: $9.31 million versus the two-analyst average estimate of $9.1 million.
Shares of Provident Financial have returned +0.3% over the past month versus the Zacks S&P 500 composite's +1.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Compared to Estimates, Provident Financial (PROV) Q4 Earnings: A Look at Key Metrics
For the quarter ended June 2026, Provident Financial (PROV - Free Report) reported revenue of $10.59 million, up 8.6% over the same period last year. EPS came in at $0.35, compared to $0.24 in the year-ago quarter.
The reported revenue represents a surprise of +5.41% over the Zacks Consensus Estimate of $10.05 million. With the consensus EPS estimate being $0.28, the EPS surprise was +25%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Provident Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Provident Financial here>>>
Shares of Provident Financial have returned +0.3% over the past month versus the Zacks S&P 500 composite's +1.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.