For the quarter ended June 2026, Hanover Insurance Group (THG Quick QuoteTHG - Free Report) reported revenue of $1.72 billion, up 4% over the same period last year. EPS came in at $5.31, compared to $4.35 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $1.73 billion, representing a surprise of -0.41%. The company delivered an EPS surprise of +36.86%, with the consensus EPS estimate being $3.88.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Hanover Insurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• GAAP Expense Ratio: 31% versus 30.5% estimated by four analysts on average.
• GAAP Combined Ratio: 91.2% versus the four-analyst average estimate of 95.6%.
• GAAP Loss and LAE Ratio: 60.2% versus 65% estimated by four analysts on average.
• Specialty - Loss and LAE Ratio: 51.3% versus the three-analyst average estimate of 53.2%.
• Revenues- Net investment income: $119.6 million versus the four-analyst average estimate of $124.13 million. The reported number represents a year-over-year change of +13.4%.
• Revenues- Premiums earned: $1.6 billion versus the four-analyst average estimate of $1.6 billion. The reported number represents a year-over-year change of +3.4%.
• Operating Revenues- Personal Lines- Net Premiums Earned: $652.5 million compared to the $655.84 million average estimate based on three analysts. The reported number represents a change of +2.7% year over year.
• Revenues- Fees and other income: $6.2 million versus the three-analyst average estimate of $6.24 million. The reported number represents a year-over-year change of +1.6%.
• Operating Revenues- Specialty- Net Investment Income: $27.2 million versus $28.03 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +11.9% change.
• Operating Revenues- Personal Lines- Net Investment Income: $33.3 million compared to the $36.32 million average estimate based on three analysts. The reported number represents a change of +10.3% year over year.
• Operating Revenues- Core Commercial- Other income: $1.3 million versus $1.38 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a 0% change.
• Operating Revenues- Specialty- Other income: $1.2 million versus $1.13 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +9.1% change.

View all Key Company Metrics for Hanover Insurance here>>>

Shares of Hanover Insurance have returned +2.3% over the past month versus the Zacks S&P 500 composite's +1.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.