Back to top

Image: Bigstock

Compared to Estimates, Beacon (BBT) Q2 Earnings: A Look at Key Metrics

Read MoreHide Full Article

For the quarter ended June 2026, Beacon Financial (BBT - Free Report) reported revenue of $219.2 million, up 92.8% over the same period last year. EPS came in at $0.77, compared to $0.69 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $222.38 million, representing a surprise of -1.43%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.77.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Beacon performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 58.1% compared to the 57% average estimate based on four analysts.
  • Net interest margin, FTE: 3.8% compared to the 3.8% average estimate based on four analysts.
  • Average Balance - Total earning assets: $20.51 billion versus $20.69 billion estimated by two analysts on average.
  • Total non-interest income: $25.99 million versus the four-analyst average estimate of $25.16 million.
  • Net Interest Income: $193.21 million compared to the $197.12 million average estimate based on three analysts.
  • Non-interest income- Other: $4.74 million versus $5.21 million estimated by two analysts on average.
  • Loan fees and other: $2.62 million versus $2.35 million estimated by two analysts on average.
  • Deposit related fees: $8.51 million versus $9.55 million estimated by two analysts on average.
  • Loan level derivative income (loss): $1.39 million compared to the $0.75 million average estimate based on two analysts.
  • Gain on sales of loans and leases held-for-sale: $3.87 million versus $3.03 million estimated by two analysts on average.

View all Key Company Metrics for Beacon here>>>

Shares of Beacon have returned -1.6% over the past month versus the Zacks S&P 500 composite's +1.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Published in