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Here's What Key Metrics Tell Us About First Internet (INBK) Q2 Earnings
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First Internet Bancorp (INBK - Free Report) reported $41.12 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 22.6%. EPS of $0.27 for the same period compares to $0.02 a year ago.
The reported revenue represents a surprise of -3.12% over the Zacks Consensus Estimate of $42.45 million. With the consensus EPS estimate being $0.03, the EPS surprise was +800%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Internet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 2.4% versus 2.6% estimated by two analysts on average.
Net Interest Income (FTE): $33.58 million versus $35.47 million estimated by two analysts on average.
Total noninterest income: $8.69 million compared to the $7.58 million average estimate based on two analysts.
Net Interest Income: $32.44 million versus the two-analyst average estimate of $34.29 million.
Shares of First Internet have returned -6.5% over the past month versus the Zacks S&P 500 composite's -1.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Here's What Key Metrics Tell Us About First Internet (INBK) Q2 Earnings
First Internet Bancorp (INBK - Free Report) reported $41.12 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 22.6%. EPS of $0.27 for the same period compares to $0.02 a year ago.
The reported revenue represents a surprise of -3.12% over the Zacks Consensus Estimate of $42.45 million. With the consensus EPS estimate being $0.03, the EPS surprise was +800%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how First Internet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for First Internet here>>>
Shares of First Internet have returned -6.5% over the past month versus the Zacks S&P 500 composite's -1.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.