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NMI Holdings (NMIH) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
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For the quarter ended June 2026, NMI Holdings (NMIH - Free Report) reported revenue of $187.89 million, up 8.1% over the same period last year. EPS came in at $1.38, compared to $1.22 in the year-ago quarter.
The reported revenue represents a surprise of +1.73% over the Zacks Consensus Estimate of $184.7 million. With the consensus EPS estimate being $1.28, the EPS surprise was +7.81%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how NMI Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Insurance-in-force (IIF): $227.1 billion versus $222.89 billion estimated by two analysts on average.
Risk-in-force (RIF): $60.83 billion versus $61.55 billion estimated by two analysts on average.
Combined ratio: 27.7% versus 31% estimated by two analysts on average.
Loss ratio: 8.3% compared to the 10.6% average estimate based on two analysts.
Expense ratio: 19.4% compared to the 20.4% average estimate based on two analysts.
Revenues- Net premiums earned: $157.52 million versus the two-analyst average estimate of $157.05 million. The reported number represents a year-over-year change of +5.7%.
Revenues- Net investment income: $30.33 million compared to the $27.44 million average estimate based on two analysts. The reported number represents a change of +21.6% year over year.
Shares of NMI Holdings have returned +8.2% over the past month versus the Zacks S&P 500 composite's -1.5% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
View the Zacks #1 Rank List
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NMI Holdings (NMIH) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
For the quarter ended June 2026, NMI Holdings (NMIH - Free Report) reported revenue of $187.89 million, up 8.1% over the same period last year. EPS came in at $1.38, compared to $1.22 in the year-ago quarter.
The reported revenue represents a surprise of +1.73% over the Zacks Consensus Estimate of $184.7 million. With the consensus EPS estimate being $1.28, the EPS surprise was +7.81%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how NMI Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for NMI Holdings here>>>
Shares of NMI Holdings have returned +8.2% over the past month versus the Zacks S&P 500 composite's -1.5% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.