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American Coastal (ACIC) Reports Q2 Earnings: What Key Metrics Have to Say
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For the quarter ended June 2026, American Coastal Insurance (ACIC - Free Report) reported revenue of $75.1 million, down 10.9% over the same period last year. EPS came in at $0.33, compared to $0.54 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $75.7 million, representing a surprise of -0.79%. The company delivered an EPS surprise of -21.43%, with the consensus EPS estimate being $0.42.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how American Coastal performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Loss Ratio: 27% versus 20.4% estimated by two analysts on average.
Expense Ratio: 47.3% versus the two-analyst average estimate of 45.8%.
Combined Ratio: 74.3% compared to the 66.1% average estimate based on two analysts.
Net premiums earned: $69.7 million versus $68.66 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -11.2% change.
Net investment income: $5.4 million versus $5.85 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a -6.8% change.
Shares of American Coastal have returned -4.3% over the past month versus the Zacks S&P 500 composite's +3.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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American Coastal (ACIC) Reports Q2 Earnings: What Key Metrics Have to Say
For the quarter ended June 2026, American Coastal Insurance (ACIC - Free Report) reported revenue of $75.1 million, down 10.9% over the same period last year. EPS came in at $0.33, compared to $0.54 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $75.7 million, representing a surprise of -0.79%. The company delivered an EPS surprise of -21.43%, with the consensus EPS estimate being $0.42.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how American Coastal performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for American Coastal here>>>
Shares of American Coastal have returned -4.3% over the past month versus the Zacks S&P 500 composite's +3.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.