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Primerica (PRI) Reports Q2 Earnings: What Key Metrics Have to Say

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For the quarter ended June 2026, Primerica (PRI - Free Report) reported revenue of $863.38 million, up 8.5% over the same period last year. EPS came in at $6.41, compared to $5.46 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $872.5 million, representing a surprise of -1.05%. The company delivered an EPS surprise of +7.55%, with the consensus EPS estimate being $5.96.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Primerica performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Average Client Asset Values: $135.50 billion versus $128.78 billion estimated by two analysts on average.
  • Life Insurance Policies Issued: 78,904 versus 85,357 estimated by two analysts on average.
  • Life-Licensed Sales Force, End of period: 148,612 versus the two-analyst average estimate of 149,736.
  • Recruits: 82,346 versus the two-analyst average estimate of 87,405.
  • Revenues- Net premiums: $435.47 million versus $464.29 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +0.6% change.
  • Revenues- Commissions and fees: $368.61 million compared to the $344.34 million average estimate based on two analysts. The reported number represents a change of +20.5% year over year.
  • Revenues- Other, net: $15.55 million versus the two-analyst average estimate of $17.74 million. The reported number represents a year-over-year change of -5.1%.
  • Revenues- Net investment income: $43.74 million versus the two-analyst average estimate of $44.69 million.
  • Adjusted Operating Revenues- Investment and Savings Products: $360.52 million versus the two-analyst average estimate of $344.99 million. The reported number represents a year-over-year change of +20.9%.
  • Adjusted Operating Revenues- Corporate and Other Distributed Products: $59.25 million compared to the $57.56 million average estimate based on two analysts. The reported number represents a change of +6% year over year.
  • Adjusted Operating Revenues- Term Life Insurance: $443.61 million versus the two-analyst average estimate of $465.7 million. The reported number represents a year-over-year change of +0.4%.
  • Adjusted Operating Income (loss) before income taxes- Term Life Insurance: $148.48 million compared to the $150.43 million average estimate based on two analysts.

View all Key Company Metrics for Primerica here>>>

Shares of Primerica have returned +5.2% over the past month versus the Zacks S&P 500 composite's +3.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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