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Buy 5 Financial Technology Stocks to Strengthen Your Portfolio in Q4
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Key Takeaways
V and MA benefit from rising payment volumes, cross-border demand and expanding value-added services.
PYPL's BNPL TPV grew 26% year over year in Q2 2026, while Venmo and Braintree support diversification.
IBKR and HOOD are expanding product offerings to drive client engagement and diversify revenue.
Financial technology (fintech) represents a transformative investment space in a hybrid sector merging finance and technology. Fintech's innovative nature positions it as a fascinating choice in the evolving financial landscape.
With the expansion of mobile and broadband networks, fintech is poised for significant growth. The rise of artificial intelligence (AI) technologies and machine learning (ML) further revolutionizes banking, payments and investments, offering efficient and secure financial solutions.
The chart below shows the price performance of our five picks in the past month.
Image Source: Zacks Investment Research
Visa Inc.
Visa’s scale and brand strength keep it at the center of global digital payments, with growth still driven by higher payment volumes, cross-border activity and rising transaction counts. V has been benefiting from broad momentum across consumer payments, commercial and money movement solutions and value-added services.
V continues to drive product and platform innovation through solutions like Visa Token Service, Visa Checkout and In-App Provisioning, reinforcing its leadership in secure digital payments. Investments in agentic commerce and stablecoin settlement, along with targeted acquisitions and disciplined capital returns, should continue to enhance the value of V’s network over time.
Visa has an expected revenue and earnings growth rate of 10.5% and 13.3%, respectively, for the current year (ending September 2027). The Zacks Consensus Estimate for the current year has improved 0.1% over the past 60 days.
Mastercard Inc.
Mastercard benefits from the secular shift toward electronic payments, supported by a scalable, asset-light model that can convert rising transaction volumes into attractive incremental economics. Resilient consumer spending and cross-border demand provide MA revenue visibility, while growing value-added services broaden the earnings base beyond core payment processing.
Strategic partnerships, acquisitions and expansion into emerging payment flows further extend MA’s addressable market. Strong cash generation also supports MA’s continued reinvestment, acquisitions and shareholder returns.
Mastercard has an expected revenue and earnings growth rate of 13.6% and 17%, respectively, for the current year. The Zacks Consensus Estimate for the current year has improved 0.2% over the past 60 days.
PayPal Holdings Inc.
PayPal’s two-sided network, Venmo monetization, Braintree growth and expanding consumer financial services support a more diversified earnings base. Branded checkout has stabilized, while Buy Now Pay Later (BNPL), debit and Pay with Venmo are broadening customer engagement beyond core online payments. Cost simplification, technology modernization and continued capital returns provide longer-term support.
PYPL’s BNPL offering remains an important tool for extending consumer choice and deepening the company’s role beyond standard checkout. In the second quarter of 2026, BNPL TPV grew 26% year over year, accelerating three percentage points from the first quarter, while BNPL MAA increased more than 20%.
PayPal has an expected revenue and earnings growth rate of 4.5% and 1.3%, respectively, for the current year. The Zacks Consensus Estimate for the current year has improved 0.2% over the past 60 days.
Interactive Brokers Group Inc.
Interactive Brokers Group continues to benefit from a widening product set that keeps clients engaged across cycles. IBKR’s automated platform, broad product set and new launches will likely support top-line growth across market cycles.
IBKR’s global reach, a conservative balance sheet and focus on direct market access support competitive pricing and help attract active traders and long-term investors. IBKR continues to broaden its product suite and enhance platform capabilities, helping expand its addressable client base, deepen engagement and diversify fee-generating opportunities.
Interactive Brokers Group has an expected revenue and earnings growth rate of 18.8% and 23.3%, respectively, for the current year. The Zacks Consensus Estimate for the current year has improved 0.4% over the past seven days.
Robinhood Markets Inc.
Robinhood Markets is broadening beyond retail brokerage into a wider financial ecosystem and driving deeper engagement and more diversified monetization efforts. Prediction markets continue to scale rapidly, while AI tools, weekend equity trading, crypto perpetual futures and expanded active-trader capabilities widen HOOD’s transaction opportunity.
IPO underwriting adds another avenue to strengthen HOOD’s customer access and issuer relationships. HOOD’s expanding product set, broader revenue base and growing role in customers' financial lives are widening wallet share.
Robinhood Markets has an expected revenue and earnings growth rate of 18.6% and 4.4%, respectively, for the current year. The Zacks Consensus Estimate for the current year has improved 0.5% over the past seven days.
View the Zacks #1 Rank List
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Buy 5 Financial Technology Stocks to Strengthen Your Portfolio in Q4
Key Takeaways
Financial technology (fintech) represents a transformative investment space in a hybrid sector merging finance and technology. Fintech's innovative nature positions it as a fascinating choice in the evolving financial landscape.
With the expansion of mobile and broadband networks, fintech is poised for significant growth. The rise of artificial intelligence (AI) technologies and machine learning (ML) further revolutionizes banking, payments and investments, offering efficient and secure financial solutions.
At this stage, we recommend investing in five financial technology bigwigs to tap the digital finance revolution. These are: Visa Inc. (V - Free Report) , Mastercard Inc. (MA - Free Report) , PayPal Holdings Inc. (PYPL - Free Report) , Interactive Brokers Group Inc. (IBKR - Free Report) and Robinhood Markets Inc. (HOOD - Free Report) .
Each of our picks currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
The chart below shows the price performance of our five picks in the past month.
Image Source: Zacks Investment Research
Visa Inc.
Visa’s scale and brand strength keep it at the center of global digital payments, with growth still driven by higher payment volumes, cross-border activity and rising transaction counts. V has been benefiting from broad momentum across consumer payments, commercial and money movement solutions and value-added services.
V continues to drive product and platform innovation through solutions like Visa Token Service, Visa Checkout and In-App Provisioning, reinforcing its leadership in secure digital payments. Investments in agentic commerce and stablecoin settlement, along with targeted acquisitions and disciplined capital returns, should continue to enhance the value of V’s network over time.
Visa has an expected revenue and earnings growth rate of 10.5% and 13.3%, respectively, for the current year (ending September 2027). The Zacks Consensus Estimate for the current year has improved 0.1% over the past 60 days.
Mastercard Inc.
Mastercard benefits from the secular shift toward electronic payments, supported by a scalable, asset-light model that can convert rising transaction volumes into attractive incremental economics. Resilient consumer spending and cross-border demand provide MA revenue visibility, while growing value-added services broaden the earnings base beyond core payment processing.
Strategic partnerships, acquisitions and expansion into emerging payment flows further extend MA’s addressable market. Strong cash generation also supports MA’s continued reinvestment, acquisitions and shareholder returns.
Mastercard has an expected revenue and earnings growth rate of 13.6% and 17%, respectively, for the current year. The Zacks Consensus Estimate for the current year has improved 0.2% over the past 60 days.
PayPal Holdings Inc.
PayPal’s two-sided network, Venmo monetization, Braintree growth and expanding consumer financial services support a more diversified earnings base. Branded checkout has stabilized, while Buy Now Pay Later (BNPL), debit and Pay with Venmo are broadening customer engagement beyond core online payments. Cost simplification, technology modernization and continued capital returns provide longer-term support.
PYPL’s BNPL offering remains an important tool for extending consumer choice and deepening the company’s role beyond standard checkout. In the second quarter of 2026, BNPL TPV grew 26% year over year, accelerating three percentage points from the first quarter, while BNPL MAA increased more than 20%.
PayPal has an expected revenue and earnings growth rate of 4.5% and 1.3%, respectively, for the current year. The Zacks Consensus Estimate for the current year has improved 0.2% over the past 60 days.
Interactive Brokers Group Inc.
Interactive Brokers Group continues to benefit from a widening product set that keeps clients engaged across cycles. IBKR’s automated platform, broad product set and new launches will likely support top-line growth across market cycles.
IBKR’s global reach, a conservative balance sheet and focus on direct market access support competitive pricing and help attract active traders and long-term investors. IBKR continues to broaden its product suite and enhance platform capabilities, helping expand its addressable client base, deepen engagement and diversify fee-generating opportunities.
Interactive Brokers Group has an expected revenue and earnings growth rate of 18.8% and 23.3%, respectively, for the current year. The Zacks Consensus Estimate for the current year has improved 0.4% over the past seven days.
Robinhood Markets Inc.
Robinhood Markets is broadening beyond retail brokerage into a wider financial ecosystem and driving deeper engagement and more diversified monetization efforts. Prediction markets continue to scale rapidly, while AI tools, weekend equity trading, crypto perpetual futures and expanded active-trader capabilities widen HOOD’s transaction opportunity.
IPO underwriting adds another avenue to strengthen HOOD’s customer access and issuer relationships. HOOD’s expanding product set, broader revenue base and growing role in customers' financial lives are widening wallet share.
Robinhood Markets has an expected revenue and earnings growth rate of 18.6% and 4.4%, respectively, for the current year. The Zacks Consensus Estimate for the current year has improved 0.5% over the past seven days.