For the quarter ended September 2026, Home BancShares (HOMB Quick QuoteHOMB - Free Report) reported revenue of $288.44 million, up 3.9% over the same period last year. EPS came in at $0.65, compared to $0.61 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $293 million, representing a surprise of -1.56%. The company delivered an EPS surprise of +1.56%, with the consensus EPS estimate being $0.64.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Home BancShares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 40.8% versus 41.7% estimated by four analysts on average.
• Net Interest Margin (FTE): 4.5% compared to the 4.5% average estimate based on four analysts.
• Average Balance - Total interest-earning assets: $21.43 billion compared to the $21.78 billion average estimate based on three analysts.
• Net charge-offs (recoveries) to average total loans: 0.1% versus 0.1% estimated by three analysts on average.
• Total non-performing assets: $245.31 million compared to the $134.79 million average estimate based on two analysts.
• Total non-performing loans: $200.81 million versus the two-analyst average estimate of $90.55 million.
• Total Non-Interest Income: $46.45 million compared to the $49.48 million average estimate based on four analysts.
• Net Interest Income: $241.99 million versus the four-analyst average estimate of $242.8 million.
• Net Interest Income (FTE): $244.51 million versus $245.38 million estimated by three analysts on average.
• Mortgage lending income: $3.78 million compared to the $5.41 million average estimate based on two analysts.
• Insurance commissions: $0.56 million compared to the $0.61 million average estimate based on two analysts.

View all Key Company Metrics for Home BancShares here>>>

Shares of Home BancShares have returned -6.1% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.