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Community Trust Bancorp (CTBI) Reports Q3 Earnings: What Key Metrics Have to Say
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Community Trust Bancorp (CTBI - Free Report) reported $79.7 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 11.5%. EPS of $1.43 for the same period compares to $1.32 a year ago.
The reported revenue represents a surprise of -0.12% over the Zacks Consensus Estimate of $79.8 million. With the consensus EPS estimate being $1.65, the EPS surprise was -13.33%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Community Trust Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency ratio: 45.9% versus the three-analyst average estimate of 47.6%.
Net Interest Margin: 3.6% compared to the 3.8% average estimate based on three analysts.
Average Balances-Interest-earning assets: $6.7 billion versus $6.61 billion estimated by three analysts on average.
Net charge-offs as a % of average loans and leases: 0.5% compared to the 0.2% average estimate based on three analysts.
Total Non Interest Income: $18.65 million versus $16.94 million estimated by three analysts on average.
Net Interest Income: $61.06 million versus the three-analyst average estimate of $62.62 million.
Deposit related fees: $8.58 million versus $8.09 million estimated by two analysts on average.
Loan related fees: $1.27 million compared to the $1.08 million average estimate based on two analysts.
Trust revenue: $4.89 million versus $4.89 million estimated by two analysts on average.
Shares of Community Trust Bancorp have returned +0.3% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
View the Zacks #1 Rank List
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Community Trust Bancorp (CTBI) Reports Q3 Earnings: What Key Metrics Have to Say
Community Trust Bancorp (CTBI - Free Report) reported $79.7 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 11.5%. EPS of $1.43 for the same period compares to $1.32 a year ago.
The reported revenue represents a surprise of -0.12% over the Zacks Consensus Estimate of $79.8 million. With the consensus EPS estimate being $1.65, the EPS surprise was -13.33%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Community Trust Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Community Trust Bancorp here>>>
Shares of Community Trust Bancorp have returned +0.3% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.