Huntington Bancshares (HBAN Quick QuoteHBAN - Free Report) reported $2.81 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 30.7%. EPS of $0.38 for the same period compares to $0.40 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $2.82 billion, representing a surprise of -0.38%. The company has not delivered EPS surprise, with the consensus EPS estimate being $0.38.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Huntington Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin (FTE): 3.3% compared to the 3.2% average estimate based on four analysts.
• Net charge-offs / Average total loans and leases: 0.3% versus the four-analyst average estimate of 0.3%.
• Efficiency Ratio: 61.2% versus the four-analyst average estimate of 58.7%.
• Average Balance - Total earning assets: $255.27 billion versus the three-analyst average estimate of $258.05 billion.
• Regulatory Tier 1 risk-based capital ratio: 11.5% compared to the 11.5% average estimate based on three analysts.
• Tier 1 Leverage Ratio: 9% versus 8.9% estimated by three analysts on average.
• Regulatory Total risk-based capital ratio: 13.7% compared to the 13.8% average estimate based on two analysts.
• Wealth and asset management revenue: $131 million versus the four-analyst average estimate of $135.85 million.
• Customer deposit and loan fees: $124 million versus $129.87 million estimated by four analysts on average.
• Payments and cash management revenue: $211 million versus the four-analyst average estimate of $206.66 million.
• Total Non-Interest Income: $722 million versus the four-analyst average estimate of $734.74 million.
• Capital markets and advisory fees: $122 million versus $129.55 million estimated by four analysts on average.

View all Key Company Metrics for Huntington Bancshares here>>>

Shares of Huntington Bancshares have returned +2.2% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.