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Hilltop Holdings (HTH) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
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Hilltop Holdings (HTH - Free Report) reported $309.51 million in revenue for the quarter ended September 2026, representing a year-over-year decline of 6.3%. EPS of $0.44 for the same period compares to $0.74 a year ago.
The reported revenue represents a surprise of -3.23% over the Zacks Consensus Estimate of $319.86 million. With the consensus EPS estimate being $0.64, the EPS surprise was -31.25%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Hilltop Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net Interest Margin: 3.3% versus 3.2% estimated by four analysts on average.
Non-accrual loans: $51.4 million versus the three-analyst average estimate of $52.08 million.
Efficiency Ratio: 53.7% versus the three-analyst average estimate of 82.4%.
Average Outstanding Balance - Interest-earning assets, gross: $14.57 billion compared to the $14.65 billion average estimate based on three analysts.
Non-performing assets: $60.22 million versus $60.12 million estimated by three analysts on average.
Net Interest Income (FTE): $123.13 million compared to the $116.97 million average estimate based on four analysts.
Net Interest Income: $122.37 million compared to the $116.14 million average estimate based on four analysts.
Total Noninterest Income: $187.14 million compared to the $203.71 million average estimate based on four analysts.
Investment banking, advisory and administrative fees: $54.13 million versus $46.33 million estimated by two analysts on average.
Mortgage loan origination fees: $27.25 million versus the two-analyst average estimate of $28.01 million.
Noninterest income- Other: $19.1 million versus $14.97 million estimated by two analysts on average.
Net gains from sale of loans and other mortgage production income: $40.43 million versus the two-analyst average estimate of $52.57 million.
Shares of Hilltop Holdings have returned -4.4% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Hilltop Holdings (HTH) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Hilltop Holdings (HTH - Free Report) reported $309.51 million in revenue for the quarter ended September 2026, representing a year-over-year decline of 6.3%. EPS of $0.44 for the same period compares to $0.74 a year ago.
The reported revenue represents a surprise of -3.23% over the Zacks Consensus Estimate of $319.86 million. With the consensus EPS estimate being $0.64, the EPS surprise was -31.25%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Hilltop Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Hilltop Holdings here>>>
Shares of Hilltop Holdings have returned -4.4% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.