For the quarter ended September 2026, First Interstate BancSystem (FIBK Quick QuoteFIBK - Free Report) reported revenue of $250.6 million, down 0.5% over the same period last year. EPS came in at $0.65, compared to $0.69 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $248.88 million, representing a surprise of +0.69%. The company delivered an EPS surprise of -7.14%, with the consensus EPS estimate being $0.70.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Interstate BancSystem performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net FTE interest margin ratio: 3.6% versus 3.5% estimated by four analysts on average.
• Net charge-offs to average loans: 0.3% versus the four-analyst average estimate of 0.3%.
• Efficiency Ratio: 61.7% compared to the 63.7% average estimate based on four analysts.
• Total risk-based capital to total risk-weighted assets: 17.2% compared to the 17.7% average estimate based on two analysts.
• Average Balance - Total interest earning assets: $23.18 billion versus $23.36 billion estimated by two analysts on average.
• Leverage ratio: 9.5% versus 9.8% estimated by two analysts on average.
• Total non-performing loans: $151.1 million versus the two-analyst average estimate of $147.91 million.
• Total non-performing assets: $155 million compared to the $153.68 million average estimate based on two analysts.
• Tier 1 risk-based capital to total risk-weighted assets: 14.4% versus 14.9% estimated by two analysts on average.
• Net Interest Income: $206.2 million versus the four-analyst average estimate of $204.89 million.
• Total noninterest Income: $43.3 million compared to the $42.6 million average estimate based on four analysts.
• Mortgage banking revenues: $1.5 million compared to the $1.56 million average estimate based on four analysts.

View all Key Company Metrics for First Interstate BancSystem here>>>

Shares of First Interstate BancSystem have returned -1% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.