Arch Capital Group (ACGL Quick QuoteACGL - Free Report) reported $4.47 billion in revenue for the quarter ended September 2026, representing a year-over-year decline of 5.2%. EPS of $2.67 for the same period compares to $2.77 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $4.46 billion, representing a surprise of +0.3%. The company delivered an EPS surprise of +24.19%, with the consensus EPS estimate being $2.15.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Arch Capital performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Underwriting Ratios - Loss Ratio - Total: 55% versus the four-analyst average estimate of 59.7%.
• Underwriting Ratios - Underwriting Expense Ratio - Mortgage: 18.6% versus 15.8% estimated by four analysts on average.
• Underwriting Ratios - Other Operating Expense Ratio - Total: 9.8% versus 10.5% estimated by four analysts on average.
• Underwriting Ratios - Combined Ratio - Total: 82.5% versus 88.6% estimated by four analysts on average.
• Revenues- Other income (loss): $4 million compared to the $14.25 million average estimate based on four analysts. The reported number represents a change of -81.8% year over year.
• Revenues- Net investment income: $451 million versus the four-analyst average estimate of $429.52 million. The reported number represents a year-over-year change of +10.5%.
• Revenues- Net premiums earned- Reinsurance: $1.81 billion compared to the $1.84 billion average estimate based on four analysts. The reported number represents a change of -10.3% year over year.
• Revenues- Net premiums earned- Mortgage: $270 million compared to the $291.81 million average estimate based on four analysts. The reported number represents a change of -10.3% year over year.
• Revenues- Net premiums earned- Insurance: $1.94 billion versus $1.88 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -1.6% change.
• Revenues- Net premiums earned: $4.01 billion compared to the $4.01 billion average estimate based on four analysts. The reported number represents a change of -6.3% year over year.
• Revenues- Other underwriting income: $61 million compared to the $29.32 million average estimate based on three analysts. The reported number represents a change of +22% year over year.
• Revenues- Equity in net income of investments accounted for using the equity method: $224 million compared to the $126.64 million average estimate based on three analysts. The reported number represents a change of +67.2% year over year.

View all Key Company Metrics for Arch Capital here>>>

Shares of Arch Capital have returned +7.8% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.