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First Busey (BUSE) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

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First Busey (BUSE - Free Report) reported $193.55 million in revenue for the quarter ended September 2026, representing a year-over-year decline of 1.4%. EPS of $0.63 for the same period compares to $0.64 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $195.95 million, representing a surprise of -1.23%. The company delivered an EPS surprise of -5.97%, with the consensus EPS estimate being $0.67.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how First Busey performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 3.6% compared to the 3.6% average estimate based on five analysts.
  • Efficiency Ratio: 54.4% versus 57.2% estimated by five analysts on average.
  • Net charge-off: 0.4% versus 0.2% estimated by four analysts on average.
  • Average Balances - Interest-earning assets: $17.06 billion compared to the $16.82 billion average estimate based on four analysts.
  • Non-performing loans: $81.64 million versus $66 million estimated by two analysts on average.
  • Total noninterest income: $40.4 million versus $42.51 million estimated by five analysts on average.
  • Payment technology solutions: $5.11 million compared to the $5.07 million average estimate based on four analysts.
  • Wealth management fees: $19.85 million versus $20.09 million estimated by four analysts on average.
  • Tax-equivalent net interest income: $154 million versus the four-analyst average estimate of $153.76 million.
  • Net Interest Income: $153.15 million versus the three-analyst average estimate of $152.68 million.
  • Other noninterest income: $2.1 million versus $4 million estimated by two analysts on average.
  • Other service charges on deposit accounts: $1.36 million versus $1.45 million estimated by two analysts on average.

View all Key Company Metrics for First Busey here>>>

Shares of First Busey have returned +2.1% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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