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Peapack-Gladstone (PGC) Reports Q3 Earnings: What Key Metrics Have to Say

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For the quarter ended September 2026, Peapack-Gladstone (PGC - Free Report) reported revenue of $87.49 million, up 23.8% over the same period last year. EPS came in at $0.99, compared to $0.54 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $90.19 million, representing a surprise of -3%. The company delivered an EPS surprise of +5.32%, with the consensus EPS estimate being $0.94.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Peapack-Gladstone performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency ratio: 63% versus 62.2% estimated by three analysts on average.
  • Net interest margin: 3.3% compared to the 3.3% average estimate based on three analysts.
  • Average Balance - Total interest-earning assets: $8.05 billion versus the two-analyst average estimate of $8.06 billion.
  • Total Noninterest Income: $20 million versus $23.12 million estimated by three analysts on average.
  • Wealth management fee income: $17.28 million versus the two-analyst average estimate of $17.84 million.
  • Capital markets revenue: $0.13 million versus the two-analyst average estimate of $0.96 million.
  • Net Interest Income: $67.49 million compared to the $66.87 million average estimate based on two analysts.
  • Service Charges and Fees: $1.44 million versus $1.4 million estimated by two analysts on average.
  • Net Interest Income (FTE): $67.71 million versus $67.62 million estimated by two analysts on average.
  • Other income: $1.14 million versus $2.63 million estimated by two analysts on average.

View all Key Company Metrics for Peapack-Gladstone here>>>

Shares of Peapack-Gladstone have returned +3.8% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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