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Visa (V) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

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Visa (V - Free Report) reported $12.14 billion in revenue for the quarter ended September 2026, representing a year-over-year increase of 13.2%. EPS of $3.48 for the same period compares to $2.98 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $12.08 billion, representing a surprise of +0.49%. The company delivered an EPS surprise of +1.46%, with the consensus EPS estimate being $3.43.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Visa performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Processed Transactions: 74.18 billion versus the six-analyst average estimate of 74.12 billion.
  • Payments volume - Total: $4,080.00 billion compared to the $4,072.17 billion average estimate based on five analysts.
  • Total volume: $4,728.00 billion versus $4,704.38 billion estimated by five analysts on average.
  • Payments volume - Asia pacific: $544.00 billion versus $553.65 billion estimated by four analysts on average.
  • Payments volume - Canada: $118.00 billion versus $116.50 billion estimated by four analysts on average.
  • Payments volume - U.S.: $1,948.00 billion compared to the $1,926.01 billion average estimate based on four analysts.
  • Payments volume - CEMEA: $272.00 billion versus the four-analyst average estimate of $266.33 billion.
  • Net revenue- Service revenue: $5.26 billion versus $5.18 billion estimated by eight analysts on average. Compared to the year-ago quarter, this number represents a +14.2% change.
  • Net revenue- Data processing revenue: $6.25 billion compared to the $6.2 billion average estimate based on eight analysts. The reported number represents a change of +15.8% year over year.
  • Net revenue- Client incentive: $-5.12 billion versus the eight-analyst average estimate of $-4.98 billion. The reported number represents a year-over-year change of +20.6%.
  • Net revenue- Other revenue: $1.65 billion compared to the $1.55 billion average estimate based on eight analysts. The reported number represents a change of +40.1% year over year.
  • Net revenue- International transaction revenue: $4.12 billion compared to the $4.14 billion average estimate based on eight analysts. The reported number represents a change of +8.3% year over year.

View all Key Company Metrics for Visa here>>>

Shares of Visa have returned +9.9% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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