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FIS Q3 Earnings: Can Banking Solutions Growth Offset Rising Costs?
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Key Takeaways
FIS' Q3 EPS is forecast at $1.61 on $3.43B in revenues, up 6.6% and 26.3% year over year, respectively.
FIS' Banking Solutions revenues are expected to surge 34.2%, aided by an acquisition.
FIS projected Q3 adjusted EBITDA of $1.46B-$1.48B, but rising revenue costs may pressure profitability.
Fidelity National Information Services, Inc. (FIS - Free Report) is set to report third-quarter 2026 results on Nov. 4, 2026, before the opening bell. The Zacks Consensus Estimate for the to-be-reported quarter’s earnings is currently pegged at $1.61 per share,and the same for revenues is pinned at $3.43 billion.
The third-quarter earnings estimate has remained stable over the past 60 days. The bottom-line prediction indicates a 6.6% year-over-year increase. The Zacks Consensus Estimate for quarterly revenues implies year-over-year growth of 26.3%.
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For full-year 2026, the Zacks Consensus Estimate for Fidelity National’s revenues is pegged at $13.67 billion, implying a rise of 28% year over year. Meanwhile, the consensus mark for the current year EPS is pegged at $6.20, implying growth of around 7.8% on a year-over-year basis.
Fidelity National’s earningsbeat the consensus estimate in three of the last four quarters and missed once, with the average surprise being 2.1%.
Fidelity National Information Services Price and EPS Surprise
Our proven model does not conclusively predict an earnings beat for the company this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold) increases the odds of an earnings beat. That’s not the case here.
FIS has an Earnings ESP of -1.58% and a Zacks Rank #4 (Sell). You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
The Zacks Consensus Estimate for Banking Solutions revenues suggests a 34.2% year-over-year increase, driven by contributions from the acquisition of Global Payments’ Issuer Solutions business, which closed in January 2026. The consensus estimate for Capital Market Solutions revenues indicates 4.2% growth from the year-ago quarter, reflecting continued momentum in the segment.
The Zacks Consensus Estimate for Banking Solutions’ adjusted EBITDA indicates a 35.5% year-over-year increase, while the consensus mark for Capital Market Solutions’ adjusted EBITDA suggests 8.8% growth. FIS previously projected third-quarter 2026 consolidated adjusted EBITDA in the range of $1.46-$1.48 billion. Acquisition-related synergies and an improved business mix are likely to have supported profitability.
These favorable trends are expected to have driven year-over-year growth in FIS’ third-quarter results. However, rising costs of revenues may have partially offset the benefits, potentially weighing on overall profitability. Additionally, the Zacks Consensus Estimate for Corporate and Other adjusted EBITDA indicates a 5.2% year-over-year deterioration.
How Did Other Stocks Perform?
Here are some companies in the broader payments space that have already reported earnings for the September quarter: Synchrony Financial (SYF - Free Report) , American Express Company (AXP - Free Report) and Visa Inc. (V - Free Report) .
Synchrony Financial reported third-quarter 2026 adjusted EPS of $2.68, which surpassed the Zacks Consensus Estimate by 8.1%. However, the bottom line decreased 6.3% year over year. SYF’s earnings were aided by strong purchase volume and improved credit performance, partly offset by higher operating expenses and an increase in the provision for credit losses.
American Express reported third-quarter 2026 adjusted EPS of $4.68, which surpassed the Zacks Consensus Estimate by 4.7% and advanced 13% year over year. AXP’s quarterly earnings were driven by increased Card Member spending, higher net interest income and improved card fee growth. However, the upside was partly offset by elevated operating expenses.
Visa delivered fourth-quarter fiscal 2026 adjusted earnings of $3.48 per share, up 17% year over year and beat the Zacks Consensus Estimate by 1.5%. Higher payment volumes, robust cross-border activity and increased transaction processing aided Visa’s results. However, the upside was partly offset by increased expenses and client incentives.
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FIS Q3 Earnings: Can Banking Solutions Growth Offset Rising Costs?
Key Takeaways
Fidelity National Information Services, Inc. (FIS - Free Report) is set to report third-quarter 2026 results on Nov. 4, 2026, before the opening bell. The Zacks Consensus Estimate for the to-be-reported quarter’s earnings is currently pegged at $1.61 per share,and the same for revenues is pinned at $3.43 billion.
The third-quarter earnings estimate has remained stable over the past 60 days. The bottom-line prediction indicates a 6.6% year-over-year increase. The Zacks Consensus Estimate for quarterly revenues implies year-over-year growth of 26.3%.
For full-year 2026, the Zacks Consensus Estimate for Fidelity National’s revenues is pegged at $13.67 billion, implying a rise of 28% year over year. Meanwhile, the consensus mark for the current year EPS is pegged at $6.20, implying growth of around 7.8% on a year-over-year basis.
Fidelity National’s earningsbeat the consensus estimate in three of the last four quarters and missed once, with the average surprise being 2.1%.
Fidelity National Information Services Price and EPS Surprise
Fidelity National Information Services, Inc. price-eps-surprise | Fidelity National Information Services, Inc. Quote
Q3 Earnings Whispers for Fidelity National
Our proven model does not conclusively predict an earnings beat for the company this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold) increases the odds of an earnings beat. That’s not the case here.
FIS has an Earnings ESP of -1.58% and a Zacks Rank #4 (Sell). You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
You can see the complete list of today’s Zacks #1 Rank stocks here.
What is Shaping Fidelity National’s Q3 Results?
The Zacks Consensus Estimate for Banking Solutions revenues suggests a 34.2% year-over-year increase, driven by contributions from the acquisition of Global Payments’ Issuer Solutions business, which closed in January 2026. The consensus estimate for Capital Market Solutions revenues indicates 4.2% growth from the year-ago quarter, reflecting continued momentum in the segment.
The Zacks Consensus Estimate for Banking Solutions’ adjusted EBITDA indicates a 35.5% year-over-year increase, while the consensus mark for Capital Market Solutions’ adjusted EBITDA suggests 8.8% growth. FIS previously projected third-quarter 2026 consolidated adjusted EBITDA in the range of $1.46-$1.48 billion. Acquisition-related synergies and an improved business mix are likely to have supported profitability.
These favorable trends are expected to have driven year-over-year growth in FIS’ third-quarter results. However, rising costs of revenues may have partially offset the benefits, potentially weighing on overall profitability. Additionally, the Zacks Consensus Estimate for Corporate and Other adjusted EBITDA indicates a 5.2% year-over-year deterioration.
How Did Other Stocks Perform?
Here are some companies in the broader payments space that have already reported earnings for the September quarter: Synchrony Financial (SYF - Free Report) , American Express Company (AXP - Free Report) and Visa Inc. (V - Free Report) .
Synchrony Financial reported third-quarter 2026 adjusted EPS of $2.68, which surpassed the Zacks Consensus Estimate by 8.1%. However, the bottom line decreased 6.3% year over year. SYF’s earnings were aided by strong purchase volume and improved credit performance, partly offset by higher operating expenses and an increase in the provision for credit losses.
American Express reported third-quarter 2026 adjusted EPS of $4.68, which surpassed the Zacks Consensus Estimate by 4.7% and advanced 13% year over year. AXP’s quarterly earnings were driven by increased Card Member spending, higher net interest income and improved card fee growth. However, the upside was partly offset by elevated operating expenses.
Visa delivered fourth-quarter fiscal 2026 adjusted earnings of $3.48 per share, up 17% year over year and beat the Zacks Consensus Estimate by 1.5%. Higher payment volumes, robust cross-border activity and increased transaction processing aided Visa’s results. However, the upside was partly offset by increased expenses and client incentives.