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Consumer Portfolio Services (CPSS)

(Real Time Quote from BATS)

$9.71 USD

9.71
5,012

+0.08 (0.83%)

Updated Sep 24, 2024 02:44 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy23.68%
2Buy17.55%
3Hold9.21%
4Sell4.93%
5Strong Sell2.36%
S&P50010.96%

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Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

Value Score A
Growth Score A
Momentum Score A
VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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NA Value NA Growth NA Momentum NA VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Top 21% (54 out of 252)

Industry: Financial - Miscellaneous Services

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Balance Sheet

Fiscal Year End for Consumer Portfolio Services, Inc falls in the month of December.

All items in Millions except Per Share data.

12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Assets          
Cash & Equivalents 125 163 177 144 141
Receivables 2,747 2,547 1,925 1,935 2,330
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 2,873 2,710 2,102 2,079 2,471
Net Property & Equipment 1 2 1 1 2
Investments & Advances 0 0 0 0 0
Other Non-Current Assets 0 1 2 5 12
Deferred Charges 4 10 20 29 15
Intangibles 0 0 0 0 0
Deposits & Other Assets 26 30 35 32 40
Total Assets 2,904 2,753 2,160 2,146 2,539
Liabilities & Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Notes Payable 0 0 0 0 0
Accounts Payable 63 55 44 43 47
Current Portion Long-Term Debt 234 285 106 119 135
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 297 341 149 162 182
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 2,333 2,184 1,840 1,850 2,155
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 2,629 2,524 1,989 2,013 2,337
Shareholders Equity 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019
Preferred Stock 0 0 0 0 0
Common Stock (Par) 29 29 55 73 71
Capital Surplus 0 0 0 0 0
Retained Earnings 248 203 117 69 140
Other Equity -2 -3 -2 -9 -8
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 275 228 170 133 203
Total Liabilities & Shareholder's Equity 2,904 2,753 2,160 2,146 2,539
Total Common Equity 275 228 170 133 203
Shares Outstanding 21.10 20.80 21.00 22.50 22.50
Book Value Per Share 13.02 10.98 8.11 5.93 9.01

Fiscal Year End for Consumer Portfolio Services, Inc falls in the month of December.

All items in Millions except Per Share data.

6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Assets          
Cash & Equivalents 267 151 125 142 155
Receivables 2,972 2,808 2,747 2,706 2,665
Notes Receivable 0 0 0 0 0
Inventories 0 0 0 0 0
Other Current Assets 0 0 0 0 0
Total Current Assets 3,239 2,959 2,873 2,848 2,820
Net Property & Equipment 1 1 1 1 1
Investments & Advances 0 0 0 0 0
Other Non-Current Assets 0 0 0 0 0
Deferred Charges 2 3 4 6 7
Intangibles 0 0 0 0 0
Deposits & Other Assets 44 43 26 26 25
Total Assets 3,287 3,007 2,904 2,881 2,854
Liabilities & Shareholders Equity 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Notes Payable 0 0 0 0 0
Accounts Payable 66 79 63 62 57
Current Portion Long-Term Debt 82 250 234 240 245
Current Portion Capital Leases 0 0 0 0 0
Accrued Expenses 0 0 0 0 0
Income Taxes Payable 0 0 0 0 0
Other Current Liabilities 0 0 0 0 0
Total Current Liabilities 149 329 297 303 303
Mortgages 0 0 0 0 0
Deferred Taxes/Income 0 0 0 0 0
Convertible Debt 0 0 0 0 0
Long-Term Debt 2,858 2,399 2,333 2,312 2,296
Non-Current Capital Leases 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0
Minority Interest (Liabilities) 0 0 0 0 0
Total Liabilities 3,006 2,727 2,629 2,615 2,599
Shareholders Equity 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023
Preferred Stock 0 0 0 0 0
Common Stock (Par) 25 29 29 28 28
Capital Surplus 0 0 0 0 0
Retained Earnings 257 252 248 241 230
Other Equity -2 -2 -2 -3 -3
Treasury Stock 0 0 0 0 0
Total Shareholder's Equity 280 279 275 266 255
Total Liabilities & Shareholder's Equity 3,287 3,007 2,904 2,881 2,854
Total Common Equity 280 279 275 266 255
Shares Outstanding 21.30 21.10 21.10 21.10 20.70
Book Value Per Share 13.16 13.23 13.02 12.60 12.33