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American Fds 2045 Target Date Retirement Fd Cl R3: (MF: RCHTX)
(NASDAQ Mutual Funds) As of Dec 18, 2025 05:33 PM ET
$24.44 USD
+0.21 (0.87%)
Zacks MF Rank
NA
Latest Performance as of Nov 30, 2025
| Total Return %* | Percentile Rank Objective | |
|---|---|---|
| YTD | 19.21 | 12 |
| 3 months | 5.33 | 15 |
| 6 months | 13.51 | 15 |
| 1 Year | 16.44 | 8 |
| 3 Year | 16.19 | 12 |
| 5 Year | 9.99 | 20 |
| 10 Year | 10.37 | 8 |
* Annual for three years and beyond.
| Bull Market (9/02 - 10/07) | NA |
| Bear Market (10/07 - 2/09) | -47.06 |
| Bull Market (2/09 - 3/21) | 600.29 |
Load Adjusted Returns as of Nov 30, 2025
| 1 Year | 14.84 |
| 5 Year | 11.16 |
| 10 Year | 10.81 |
| Since Inception | 7.99 |
Quarterly Return
| 1st Qtr. | 2nd Qtr. | 3rd Qtr. | 4th Qtr. | |
|---|---|---|---|---|
| 2025 | -1.25 | 11.68 | 5.29 | NA |
| 2024 | 7.34 | 1.54 | 6.14 | -1.09 |
| 2023 | 5.75 | 5.26 | -3.71 | 11.36 |
| 2022 | -7.31 | -14.43 | -5.78 | 8.76 |
| 2021 | 3.89 | 6.36 | -0.62 | 6.01 |
| 2020 | -17.47 | 18.72 | 6.88 | 13.09 |
Annual Return
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| % Total Return | 19.20 | 14.43 | 19.37 | -18.72 | 16.41 | 18.43 | 23.89 | -6.17 | 19.76 | 7.52 | 0.01 |
| % Total Return Rel to Index | 1.70 | -10.58 | -6.87 | -0.52 | -12.27 | 0.03 | -7.59 | -1.78 | -2.03 | -4.41 | -1.37 |
| % Total Return Rel to Peer | 5.41 | 4.51 | 6.21 | -5.75 | 4.90 | 7.75 | 6.69 | 0.32 | 6.30 | 1.25 | 2.37 |
| % Perf Quintile vs Peer* | 0.00 | 0.00 | 1.00 | 5.00 | 2.00 | 1.00 | 2.00 | 3.00 | 2.00 | 2.00 | 1.00 |
| % Dividends | 0.00 | 0.18 | 0.20 | 0.08 | 0.08 | 0.08 | 0.10 | 0.09 | 0.08 | 0.08 | 0.04 |
| % Yield | 0.00 | 0.85 | 0.94 | 0.46 | 0.37 | 0.41 | 0.63 | 0.64 | 0.52 | 0.64 | 0.34 |
| Capital Gains ($) | 0.00 | 0.46 | 0.20 | 0.95 | 0.82 | 0.47 | 0.54 | 0.53 | 0.00 | 0.33 | 0.51 |
| Expense Ratio | 0.66 | 0.65 | 0.66 | 0.66 | 0.66 | 0.66 | 0.66 | 0.66 | 0.66 | 0.70 | 0.68 |
* 1 = Top 20%, 5 = Bottom 20%