Vanguard Target Retirement 2045 Fund: (MF: VTIVX)
(NASDAQ Mutual Funds) As of Aug 29, 2025 08:00 PM ET
$33.57 USD
-0.17 (-0.50%)
Fund Description
The fund invests in a diversified mix of Vanguard mutual funds, employing an asset allocation strategy targeted at investors planning to retire around the year 2045. Designed for those intending to withdraw funds over multiple years post-retirement, the fund's allocation strategy transitions to a more conservative stance over time, reducing stock investments while increasing bonds and other fixed income assets. Within seven years following 2045, its asset allocation is expected to align with that of a specific income-focused fund. The portfolio includes a variety of indirect stock holdings across U.S. and international large-, mid-, and small-cap stocks, alongside fixed income securities, including U.S. government bonds and foreign investment-grade bonds, managed to mitigate currency risk.
Load Information
| Ticker | Max Load % |
Deferred Load % |
Red. Fee % |
12B-1 Fee % |
Mgmt Fee % |
Expense Ratio % |
|
|---|---|---|---|---|---|---|---|
| Vanguard Target Retiremt 2045 Inv | VTIVX | NA | NA | 0.00 | 0.00 | 0.00 | 0.08 |
Return Data
| Ticker | Nav | Inception Date | % yield | 1 year return | 2 year return | 3 year return | |
|---|---|---|---|---|---|---|---|
| Vanguard Target Retiremt 2045 Fd | VTIVX | 33.57 | 10/27/2003 | 2.09 | 13.19 | 12.76 | 10.96 |
Investment Information
| Ticker | Minimum Initial Investment ($) | Minimum Subsequent Investment ($) | Minimum Initial IRA ($) | Dividend Frequency | |
|---|---|---|---|---|---|
| Vanguard Target Retiremt 2045 Inv | VTIVX | 1000 | 1 | 0 | A |
Contact Information
| Family | Vanguard Group |
| Address | 100 Vanguard Blvd. Malvern, PA 19355 |
| Phone | 800 662-7447 |