Back to top

Image: Bigstock

BankUnited (BKU) Reports Q1 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

For the quarter ended March 2026, BankUnited, Inc. (BKU - Free Report) reported revenue of $273.69 million, up 7.2% over the same period last year. EPS came in at $0.83, compared to $0.78 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $284.73 million, representing a surprise of -3.88%. The company delivered an EPS surprise of -14.72%, with the consensus EPS estimate being $0.97.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how BankUnited performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 3% compared to the 3.1% average estimate based on three analysts.
  • Average Interest-Earning Assets: $33.98 billion compared to the $34.14 billion average estimate based on three analysts.
  • Net charge-offs to average loans: 0.6% compared to the 0.3% average estimate based on three analysts.
  • Total Non-Interest Income: $24.7 million versus $26.41 million estimated by three analysts on average.
  • Net interest income before provision for credit losses: $248.99 million versus the three-analyst average estimate of $258.33 million.
  • Net Interest Income (FTE basis): $252.36 million compared to the $261.81 million average estimate based on three analysts.
  • Other non-interest income: $8.16 million versus the two-analyst average estimate of $15.9 million.
  • Deposit service charges and fees: $6.22 million versus $5.79 million estimated by two analysts on average.
  • Lease financing: $3.35 million versus the two-analyst average estimate of $4.23 million.

View all Key Company Metrics for BankUnited here>>>

Shares of BankUnited have returned +4.7% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Zacks' 7 Best Strong Buy Stocks (New Research Report)

Valued at $99, click below to receive our just-released report predicting the 7 stocks that will soar highest in the coming month.

Click Here, It's Really Free

Published in